Bank Loan Name Eligibility Criteria Interest Rates Max Amount Tenor Sidian Bank Chama Biashara Loan Active Sidian account 6+ months; clean repayment history; cash collateral 10%; tangible security 13% p.a. KES 3M Up to 24 months Sidian Bank Q Loan Active Sidian mobile banking user (USSD *527# or Sidian Vibe app); retail customer Affordable/competitive (specifics via app) …