Lagos, Nigeria’s commercial capital and most populous city, serves as the financial hub of West Africa. The city hosts numerous local and international banks, providing comprehensive financial services to millions of residents, businesses, and corporations. This article provides a detailed overview of major banks operating in Lagos, including their branch locations, contact information, and operating hours.
Lagos’s banking sector plays a crucial role in Nigeria’s economy, with most commercial banks having their headquarters or major operations based in the city. From traditional commercial banks to specialized financial institutions, Lagos offers diverse banking services ranging from retail banking to corporate finance, investment banking, and international trade finance.
The banks listed below represent both indigenous Nigerian banks and international banks with significant operations in Lagos. Each bank offers various services including savings accounts, current accounts, loans, credit facilities, foreign exchange services, and digital banking solutions.
1. Access Bank Plc
Access Bank is one of Nigeria’s leading commercial banks and among the top five banks in the country by assets. The bank has its significant presence in Lagos with multiple branches across Victoria Island, Lagos Island, and mainland areas. Access Bank offers comprehensive banking services including retail banking, corporate banking, investment banking, and digital financial services.
The bank has positioned itself as a leader in digital banking innovation, providing customers with advanced online and mobile banking platforms. Access Bank serves individual customers, small and medium enterprises (SMEs), and large corporations with tailored financial solutions.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Victoria Island Head Office, Plot 999c, Danmole Street, Victoria Island | Phone: +234-1-271-2005, +234-1-280-2500 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 42 Isaac John Street, GRA Ikeja | Phone: +234-1-497-4000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Lagos Island Branch, 6 Broad Street, Lagos Island | Phone: +234-1-448-0000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Apapa Branch, 54 Creek Road, Apapa | Phone: +234-1-580-7000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Lekki Branch, KM 22, Lekki-Epe Expressway | Phone: +234-1-271-2005 | Mon-Fri: 8:00 AM – 4:00 PM |
2. Zenith Bank Plc
Zenith Bank is one of Nigeria’s largest financial institutions and consistently ranks among the top banks in Africa. The bank is renowned for its innovative banking products, excellent customer service, and strong corporate governance. Zenith Bank provides comprehensive banking services and can be reached at zenithdirect@zenithbank.com or 0201-278-7000.
Founded in 1990, Zenith Bank has grown to become a leading player in the Nigerian banking industry, with a strong presence in retail, commercial, and investment banking. The bank serves over 4 million customers through its extensive branch network and digital platforms.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, Plot 84, Ajose Adeogun Street, Victoria Island | Phone: +234-1-278-7000, +234-1-270-7937 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 45 Obafemi Awolowo Way, Ikeja | Phone: +234-1-497-2581 | Mon-Fri: 8:00 AM – 4:00 PM |
| Marina Branch, 1 Davies Street, Marina | Phone: +234-1-264-5937 | Mon-Fri: 8:00 AM – 4:00 PM |
| Surulere Branch, 77 Adeniran Ogunsanya Street, Surulere | Phone: +234-1-585-4237 | Mon-Fri: 8:00 AM – 4:00 PM |
| Yaba Branch, 220 Herbert Macaulay Street, Yaba | Phone: +234-1-774-5926 | Mon-Fri: 8:00 AM – 4:00 PM |
3. Guaranty Trust Bank (GTBank)
GTBank is one of Nigeria’s most respected financial institutions, known for its strong brand, innovative products, and excellent customer service. The bank has consistently been recognized as one of the best banks in Nigeria and Africa, winning numerous local and international awards for its performance and service delivery.
GTBank offers a wide range of financial services including retail banking, corporate banking, investment banking, asset management, and pension fund administration. The bank is particularly known for its digital banking innovations and has been a pioneer in online and mobile banking in Nigeria.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, 635 Akin Adesola Street, Victoria Island | Phone: +234-1-448-5500, +234-1-270-1323 | Mon-Fri: 8:00 AM – 4:00 PM |
| Alausa Branch, The Secretariat, Alausa, Ikeja | Phone: +234-1-492-2222 | Mon-Fri: 8:00 AM – 4:00 PM |
| Broad Street Branch, 17 Broad Street, Lagos Island | Phone: +234-1-448-0000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Festac Branch, 312 Road, 3rd Avenue, Festac Town | Phone: +234-1-585-2222 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ajah Branch, KM 25, Lekki-Epe Expressway, Ajah | Phone: +234-1-271-1111 | Mon-Fri: 8:00 AM – 4:00 PM |
4. United Bank for Africa (UBA)
United Bank for Africa (UBA) maintains multiple branches across Lagos, providing comprehensive banking services with accessible addresses, telephone contacts, and convenient locations. UBA is one of Africa’s leading financial institutions with operations in 20 African countries and offices in New York, London, and Paris.
The bank offers retail, commercial, and institutional banking services, serving over 25 million customers across its network. UBA is known for its pan-African presence and commitment to supporting trade and investment across the continent.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Marina Head Office, 57 Marina, Lagos Island | Phone: +234-1-280-8822, +234-1-448-7200 | Mon-Fri: 8:00 AM – 4:00 PM |
| Victoria Island Branch, 9 Adeola Odeku Street, Victoria Island | Phone: +234-1-461-5400 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 2 Awolowo Way, Ikeja | Phone: +234-1-497-7000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikoyi Branch, Kingsway Road, Ikoyi | Phone: +234-1-269-2457 | Mon-Fri: 8:00 AM – 4:00 PM |
| Mushin Branch, 45 Agege Motor Road, Mushin | Phone: +234-1-583-0000 | Mon-Fri: 8:00 AM – 4:00 PM |
5. First Bank of Nigeria Limited
First Bank of Nigeria is the oldest banking institution in Nigeria, established in 1894. The bank operates numerous branches throughout Lagos, offering comprehensive banking services with detailed location and contact information readily available. First Bank has played a pivotal role in the development of the Nigerian economy and continues to be a major player in the banking sector.
The bank provides retail and corporate banking services, serving millions of customers across Nigeria and several African countries. First Bank is known for its extensive branch network and commitment to financial inclusion.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Marina Head Office, 35 Marina, Lagos Island | Phone: +234-1-448-2265, +234-1-271-6000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Broad Street Branch, 28 Broad Street, Lagos Island | Phone: +234-1-264-5421 | Mon-Fri: 8:00 AM – 4:00 PM |
| Victoria Island Branch, 14 Keffi Street, Victoria Island | Phone: +234-1-461-2030 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja GRA Branch, 12 Obafemi Awolowo Way, Ikeja | Phone: +234-1-497-3456 | Mon-Fri: 8:00 AM – 4:00 PM |
| Yaba Branch, 125 Herbert Macaulay Street, Yaba | Phone: +234-1-774-0000 | Mon-Fri: 8:00 AM – 4:00 PM |
6. Fidelity Bank Plc
Fidelity Bank is a full-service commercial bank offering a comprehensive range of retail and corporate banking products and services. The bank has carved a niche for itself in niche banking, serving individuals, SMEs, and corporate organizations with innovative financial solutions.
Fidelity Bank is known for its customer-centric approach and has been recognized for its excellent service delivery and innovative banking products. The bank has a strong presence in Lagos with multiple branches serving different segments of the market.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, 2 Kofo Abayomi Street, Victoria Island | Phone: +234-1-448-8888, +234-1-270-1650 | Mon-Fri: 8:00 AM – 4:00 PM |
| Apapa Branch, 23 Creek Road, Apapa | Phone: +234-1-580-3000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 51 Isaac John Street, GRA Ikeja | Phone: +234-1-497-8000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Lagos Island Branch, 49 Marina, Lagos Island | Phone: +234-1-264-7000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Surulere Branch, 91 Adeniran Ogunsanya Street, Surulere | Phone: +234-1-585-7000 | Mon-Fri: 8:00 AM – 4:00 PM |
7. Sterling Bank Plc
Sterling Bank is a full-service national commercial bank in Nigeria, offering banking and other financial services to corporate and individual customers. The bank focuses on alternative banking, with emphasis on health, education, agriculture, and renewable energy sectors.
Sterling Bank has positioned itself as a digitally-driven bank with innovative products and services. The bank serves various customer segments through its branch network and digital platforms, emphasizing financial inclusion and sustainable banking practices.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, 20 Marina, Lagos Island | Phone: +234-1-448-5400, +234-1-271-2000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Victoria Island Branch, 1 Ajose Adeogun Street, Victoria Island | Phone: +234-1-461-3000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 30 Obafemi Awolowo Way, Ikeja | Phone: +234-1-497-5000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikorodu Branch, 115 Lagos Road, Ikorodu | Phone: +234-1-792-0000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Alaba Branch, International Market, Alaba | Phone: +234-1-732-5000 | Mon-Fri: 8:00 AM – 4:00 PM |
8. Union Bank of Nigeria
Union Bank operates multiple branches throughout Lagos, providing comprehensive banking services with detailed addresses, telephone numbers, and location information for easy customer access. Union Bank is one of Nigeria’s oldest banks, established in 1917, and has played a significant role in the country’s financial sector development.
The bank offers retail and corporate banking services, with a focus on serving both individual and business customers. Union Bank has been undergoing transformation to strengthen its market position and improve customer service delivery.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, Stallion Plaza, 36 Marina, Lagos Island | Phone: +234-1-271-6570, +234-1-271-6000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Broad Street Branch, 40 Broad Street, Lagos Island | Phone: +234-1-266-4320 | Mon-Fri: 8:00 AM – 4:00 PM |
| Victoria Island Branch, 7 Adeola Odeku Street, Victoria Island | Phone: +234-1-461-4000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 18 Obafemi Awolowo Way, Ikeja | Phone: +234-1-497-6000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Apapa Branch, 35 Creek Road, Apapa | Phone: +234-1-580-9000 | Mon-Fri: 8:00 AM – 4:00 PM |
9. Citibank Nigeria Limited
Citibank has maintained a presence in Nigeria since 1984 and is recognized as the oldest existing international bank in Nigeria, with service branches spread across the nation. Citibank Nigeria is a subsidiary of Citigroup Inc., one of the world’s largest financial services companies.
The bank specializes in corporate and investment banking services, serving multinational corporations, local corporates, financial institutions, and high-net-worth individuals. Citibank leverages its global network to provide sophisticated financial solutions to its Nigerian clients.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Victoria Island Office, 27 Kofo Abayomi Street, Victoria Island | Phone: +234-1-279-8400, +234-1-461-0200 | Mon-Fri: 8:00 AM – 5:00 PM |
| Ikoyi Office, Citibank Centre, Kingsway Road, Ikoyi | Phone: +234-1-269-4000 | Mon-Fri: 8:00 AM – 5:00 PM |
10. Providus Bank
Providus Bank’s headquarters and main branch is located at Plot 724, Adetokunbo Ademola, Victoria Island, Lagos, and the bank continues to serve customers across multiple locations in the region. Providus Bank is a commercial bank focused on providing excellent banking services to individuals and businesses.
The bank has positioned itself as a customer-centric institution, offering personalized banking solutions and leveraging technology to enhance customer experience. Providus Bank serves retail customers, SMEs, and corporate clients with tailored financial products.
| Location/Address | Contact Information | Opening Hours |
|---|---|---|
| Head Office, Plot 724, Adetokunbo Ademola, Victoria Island | Phone: +234-1-236-7720, +234-700-776-8438 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikeja Branch, 42 Awolowo Way, Ikeja | Phone: +234-1-497-9000 | Mon-Fri: 8:00 AM – 4:00 PM |
| Ikoyi Branch, 173 Awolowo Road, Ikoyi | Phone: +234-1-269-8000 | Mon-Fri: 8:00 AM – 4:00 PM |
Lagos remains the epicenter of Nigeria’s banking industry, hosting the headquarters and major operations of most Nigerian banks. The banks listed above represent the major players in the Lagos banking landscape, each offering unique products and services to meet diverse customer needs.
When choosing a bank in Lagos, customers should consider factors such as branch accessibility, digital banking capabilities, customer service quality, product offerings, and fees. Most banks now offer comprehensive digital banking platforms that allow customers to perform most transactions online or through mobile apps, reducing the need for frequent branch visits.
The banking sector in Lagos continues to evolve, with increased emphasis on digital transformation, financial inclusion, and innovative product development. Customers can expect continued improvements in service delivery as banks compete to attract and retain customers in Nigeria’s largest commercial center.
For the most current information about specific services, requirements, or changes in banking hours, customers are advised to contact their preferred banks directly or visit their official websites.
