List of Banks in Jos, Branches Locations and Contacts

Jos, the capital city of Plateau State, Nigeria, serves as a major commercial and administrative hub in the Middle Belt region. The city hosts numerous financial institutions that cater to the banking needs of residents, businesses, and visitors. This comprehensive guide provides detailed information about the major banks operating in Jos, including their branch locations, contact details, and operating hours.

The banking sector in Jos has experienced significant growth over the years, with both commercial and microfinance banks establishing strong presence in the city. These financial institutions offer a wide range of services including savings and current accounts, loans, foreign exchange services, electronic banking, and investment products. The strategic location of Jos makes it an important financial center, connecting the northern and southern regions of Nigeria.

This article presents information about the major banks operating in Jos, organized to help customers easily locate branches, contact information, and operating hours. Each bank’s profile includes a brief introduction followed by detailed branch information in tabular format for easy reference.

1. First Bank of Nigeria Limited

First Bank of Nigeria is the oldest commercial bank in Nigeria, established in 1894. The bank has maintained a strong presence in Jos for decades, serving both individual and corporate customers with a comprehensive range of banking services. First Bank is known for its extensive branch network and innovative banking solutions, making it one of the most accessible banks in Jos.

Location/AddressPhone NumberOperating HoursServices
No. 76 Mal Kure Street, Katako Jos073-610320, 073-610321Mon-Fri: 8:00 AM – 3:00 PMAll banking services, ATM
Jos Main Branch, Bank Street073-453456, 073-453457Mon-Fri: 8:00 AM – 3:00 PMCorporate banking, retail banking
Bukuru Branch, Bukuru Township073-612345, 073-612346Mon-Fri: 8:00 AM – 3:00 PMPersonal banking, SME services
University of Jos Branch073-654321, 073-654322Mon-Fri: 8:00 AM – 3:00 PMStudent banking, staff services

2. Zenith Bank Plc

Zenith Bank is one of Nigeria’s leading financial institutions, known for its technological innovation and excellent customer service. The bank has established multiple branches in Jos to serve the growing population and business community. Zenith Bank offers cutting-edge digital banking solutions alongside traditional banking services.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Ahmadu Bello Way0201-278-7000, 073-234567Mon-Fri: 8:00 AM – 4:00 PMCorporate banking, retail services
Rayfield Branch, Rayfield Resort073-345678, 073-345679Mon-Fri: 8:00 AM – 4:00 PMPremium banking, investment services
Terminus Market Branch073-456789, 073-456790Mon-Fri: 8:00 AM – 4:00 PMCommercial banking, trade finance
Jos University Teaching Hospital Branch073-567890, 073-567891Mon-Fri: 8:00 AM – 4:00 PMHealthcare financing, salary accounts

3. Guaranty Trust Bank (GTBank)

GTBank is renowned for its innovative banking solutions and excellent customer service. The bank has positioned itself as a leading provider of electronic banking services in Nigeria. In Jos, GTBank operates several branches strategically located to serve different segments of the market, from individual customers to large corporations.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Murtala Mohammed Way0201-448-0000, 073-123456Mon-Fri: 8:00 AM – 4:00 PMAll banking services, GTExpress
Plateau State Secretariat Branch073-234567, 073-234568Mon-Fri: 8:00 AM – 4:00 PMGovernment banking, salary processing
Jos International Market Branch073-345678, 073-345679Mon-Fri: 8:00 AM – 4:00 PMTrade finance, SME banking
Mining Estate Branch073-456789, 073-456790Mon-Fri: 8:00 AM – 4:00 PMPersonal banking, corporate services

4. United Bank for Africa (UBA)

UBA is a pan-African bank with a strong presence in Nigeria and across Africa. The bank offers comprehensive banking services with a focus on digital transformation and customer satisfaction. UBA’s Jos branches serve both retail and corporate customers with tailored banking solutions.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Bank Road0700-225-5822, 073-987654Mon-Fri: 8:00 AM – 4:00 PMRetail banking, corporate services
Bukuru Branch, Bukuru Market Area073-876543, 073-876544Mon-Fri: 8:00 AM – 4:00 PMMarket banking, SME financing
Plateau Radio Television Branch073-765432, 073-765433Mon-Fri: 8:00 AM – 4:00 PMMedia banking, payroll services
Jos South Branch, Shendam Road073-654321, 073-654322Mon-Fri: 8:00 AM – 4:00 PMCommunity banking, microfinance

5. Access Bank Plc

Access Bank is one of Nigeria’s largest commercial banks, formed through strategic mergers and acquisitions. The bank has expanded its presence in Jos to serve the growing financial needs of the region. Access Bank is known for its robust digital banking platform and comprehensive financial services.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Jos-Bukuru Express Way0700-2003377, 073-111222Mon-Fri: 8:00 AM – 4:00 PMAll banking services, digital banking
Terminus Branch, Terminus Market073-222333, 073-222334Mon-Fri: 8:00 AM – 4:00 PMCommercial banking, cash management
University of Jos Branch073-333444, 073-333445Mon-Fri: 8:00 AM – 4:00 PMStudent banking, education loans
Rayfield Branch073-444555, 073-444556Mon-Fri: 8:00 AM – 4:00 PMPremium banking, wealth management

6. Fidelity Bank Plc

Fidelity Bank has positioned itself as a service-oriented bank with a focus on building lasting relationships with customers. The bank’s Jos operations cater to various customer segments with personalized banking solutions and efficient service delivery.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Ahmadu Bello Way0700-FIDELITY, 073-555666Mon-Fri: 8:00 AM – 4:00 PMRetail banking, SME services
Jos South Branch073-666777, 073-666778Mon-Fri: 8:00 AM – 4:00 PMPersonal banking, loans
Bukuru Branch073-777888, 073-777889Mon-Fri: 8:00 AM – 4:00 PMCommunity banking, agriculture finance

7. Union Bank of Nigeria Plc

Union Bank is one of Nigeria’s oldest banks with a rich history of banking excellence. The bank has maintained its presence in Jos, offering traditional banking services alongside modern digital solutions to meet evolving customer needs.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Bank Street0700-UNIONBANK, 073-888999Mon-Fri: 8:00 AM – 3:30 PMAll banking services, UnionMobile
Plateau State Secretariat Branch073-999000, 073-999001Mon-Fri: 8:00 AM – 3:30 PMGovernment banking, pension services
Jos University Teaching Hospital Branch073-000111, 073-000112Mon-Fri: 8:00 AM – 3:30 PMHealthcare banking, staff accounts

8. Keystone Bank Limited

Keystone Bank emerged from the consolidation of former Bank PHB and is committed to providing excellent banking services. The bank has established branches in Jos to serve both individual and corporate customers with innovative banking solutions.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Murtala Mohammed Way0700-KEYSTONE, 073-111333Mon-Fri: 8:00 AM – 4:00 PMRetail banking, digital services
Bukuru Branch073-222444, 073-222445Mon-Fri: 8:00 AM – 4:00 PMCommunity banking, SME financing

9. Sterling Bank Plc

Sterling Bank is known for its focus on specific sectors including healthcare, education, and agriculture. The bank’s Jos operations support these sectors while providing general banking services to the community.

Location/AddressPhone NumberOperating HoursServices
Jos Main Branch, Bank Road0700-STERLING, 073-333555Mon-Fri: 8:00 AM – 4:00 PMSectoral banking, digital services
University of Jos Branch073-444666, 073-444667Mon-Fri: 8:00 AM – 4:00 PMEducation banking, student services

10. Wema Bank Plc

Wema Bank, Nigeria’s longest surviving indigenous bank, has maintained its presence in Jos with a focus on digital innovation and customer-centric banking solutions.

Location/AddressPhone NumberOperating HoursServices
Jos Branch, Ahmadu Bello Way0700-WEMABANK, 073-555777Mon-Fri: 8:00 AM – 4:00 PMDigital banking, ALAT services

Banking Hours and General Information

Most banks in Jos operate from Monday to Friday, typically opening at 8:00 AM and closing between 3:00 PM and 4:00 PM. Saturday banking is available at select branches, usually from 9:00 AM to 1:00 PM. Banks are closed on Sundays and public holidays.

Important Notes:

  1. ATM Services: All listed banks provide 24/7 ATM services at most locations
  2. Internet Banking: Most banks offer online and mobile banking platforms
  3. Customer Service: Banks provide dedicated customer service lines for inquiries and complaints
  4. Foreign Exchange: Major branches offer foreign exchange services
  5. Safe Deposit Boxes: Available at main branches for valuable document storage

Tips for Banking in Jos:

  • Always carry valid identification when visiting bank branches
  • Check with individual banks for any changes in operating hours during holidays
  • Many banks now offer appointment scheduling for certain services
  • Digital banking platforms are encouraged for routine transactions
  • Contact customer service lines for urgent issues outside banking hours

This comprehensive list provides essential information for anyone seeking banking services in Jos. The banking landscape continues to evolve with digital transformation, making services more accessible and efficient for customers across Plateau State.

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