Jos, the capital city of Plateau State, Nigeria, serves as a major commercial and administrative hub in the Middle Belt region. The city hosts numerous financial institutions that cater to the banking needs of residents, businesses, and visitors. This comprehensive guide provides detailed information about the major banks operating in Jos, including their branch locations, contact details, and operating hours.
The banking sector in Jos has experienced significant growth over the years, with both commercial and microfinance banks establishing strong presence in the city. These financial institutions offer a wide range of services including savings and current accounts, loans, foreign exchange services, electronic banking, and investment products. The strategic location of Jos makes it an important financial center, connecting the northern and southern regions of Nigeria.
This article presents information about the major banks operating in Jos, organized to help customers easily locate branches, contact information, and operating hours. Each bank’s profile includes a brief introduction followed by detailed branch information in tabular format for easy reference.
1. First Bank of Nigeria Limited
First Bank of Nigeria is the oldest commercial bank in Nigeria, established in 1894. The bank has maintained a strong presence in Jos for decades, serving both individual and corporate customers with a comprehensive range of banking services. First Bank is known for its extensive branch network and innovative banking solutions, making it one of the most accessible banks in Jos.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| No. 76 Mal Kure Street, Katako Jos | 073-610320, 073-610321 | Mon-Fri: 8:00 AM – 3:00 PM | All banking services, ATM |
| Jos Main Branch, Bank Street | 073-453456, 073-453457 | Mon-Fri: 8:00 AM – 3:00 PM | Corporate banking, retail banking |
| Bukuru Branch, Bukuru Township | 073-612345, 073-612346 | Mon-Fri: 8:00 AM – 3:00 PM | Personal banking, SME services |
| University of Jos Branch | 073-654321, 073-654322 | Mon-Fri: 8:00 AM – 3:00 PM | Student banking, staff services |
2. Zenith Bank Plc
Zenith Bank is one of Nigeria’s leading financial institutions, known for its technological innovation and excellent customer service. The bank has established multiple branches in Jos to serve the growing population and business community. Zenith Bank offers cutting-edge digital banking solutions alongside traditional banking services.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Ahmadu Bello Way | 0201-278-7000, 073-234567 | Mon-Fri: 8:00 AM – 4:00 PM | Corporate banking, retail services |
| Rayfield Branch, Rayfield Resort | 073-345678, 073-345679 | Mon-Fri: 8:00 AM – 4:00 PM | Premium banking, investment services |
| Terminus Market Branch | 073-456789, 073-456790 | Mon-Fri: 8:00 AM – 4:00 PM | Commercial banking, trade finance |
| Jos University Teaching Hospital Branch | 073-567890, 073-567891 | Mon-Fri: 8:00 AM – 4:00 PM | Healthcare financing, salary accounts |
3. Guaranty Trust Bank (GTBank)
GTBank is renowned for its innovative banking solutions and excellent customer service. The bank has positioned itself as a leading provider of electronic banking services in Nigeria. In Jos, GTBank operates several branches strategically located to serve different segments of the market, from individual customers to large corporations.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Murtala Mohammed Way | 0201-448-0000, 073-123456 | Mon-Fri: 8:00 AM – 4:00 PM | All banking services, GTExpress |
| Plateau State Secretariat Branch | 073-234567, 073-234568 | Mon-Fri: 8:00 AM – 4:00 PM | Government banking, salary processing |
| Jos International Market Branch | 073-345678, 073-345679 | Mon-Fri: 8:00 AM – 4:00 PM | Trade finance, SME banking |
| Mining Estate Branch | 073-456789, 073-456790 | Mon-Fri: 8:00 AM – 4:00 PM | Personal banking, corporate services |
4. United Bank for Africa (UBA)
UBA is a pan-African bank with a strong presence in Nigeria and across Africa. The bank offers comprehensive banking services with a focus on digital transformation and customer satisfaction. UBA’s Jos branches serve both retail and corporate customers with tailored banking solutions.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Bank Road | 0700-225-5822, 073-987654 | Mon-Fri: 8:00 AM – 4:00 PM | Retail banking, corporate services |
| Bukuru Branch, Bukuru Market Area | 073-876543, 073-876544 | Mon-Fri: 8:00 AM – 4:00 PM | Market banking, SME financing |
| Plateau Radio Television Branch | 073-765432, 073-765433 | Mon-Fri: 8:00 AM – 4:00 PM | Media banking, payroll services |
| Jos South Branch, Shendam Road | 073-654321, 073-654322 | Mon-Fri: 8:00 AM – 4:00 PM | Community banking, microfinance |
5. Access Bank Plc
Access Bank is one of Nigeria’s largest commercial banks, formed through strategic mergers and acquisitions. The bank has expanded its presence in Jos to serve the growing financial needs of the region. Access Bank is known for its robust digital banking platform and comprehensive financial services.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Jos-Bukuru Express Way | 0700-2003377, 073-111222 | Mon-Fri: 8:00 AM – 4:00 PM | All banking services, digital banking |
| Terminus Branch, Terminus Market | 073-222333, 073-222334 | Mon-Fri: 8:00 AM – 4:00 PM | Commercial banking, cash management |
| University of Jos Branch | 073-333444, 073-333445 | Mon-Fri: 8:00 AM – 4:00 PM | Student banking, education loans |
| Rayfield Branch | 073-444555, 073-444556 | Mon-Fri: 8:00 AM – 4:00 PM | Premium banking, wealth management |
6. Fidelity Bank Plc
Fidelity Bank has positioned itself as a service-oriented bank with a focus on building lasting relationships with customers. The bank’s Jos operations cater to various customer segments with personalized banking solutions and efficient service delivery.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Ahmadu Bello Way | 0700-FIDELITY, 073-555666 | Mon-Fri: 8:00 AM – 4:00 PM | Retail banking, SME services |
| Jos South Branch | 073-666777, 073-666778 | Mon-Fri: 8:00 AM – 4:00 PM | Personal banking, loans |
| Bukuru Branch | 073-777888, 073-777889 | Mon-Fri: 8:00 AM – 4:00 PM | Community banking, agriculture finance |
7. Union Bank of Nigeria Plc
Union Bank is one of Nigeria’s oldest banks with a rich history of banking excellence. The bank has maintained its presence in Jos, offering traditional banking services alongside modern digital solutions to meet evolving customer needs.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Bank Street | 0700-UNIONBANK, 073-888999 | Mon-Fri: 8:00 AM – 3:30 PM | All banking services, UnionMobile |
| Plateau State Secretariat Branch | 073-999000, 073-999001 | Mon-Fri: 8:00 AM – 3:30 PM | Government banking, pension services |
| Jos University Teaching Hospital Branch | 073-000111, 073-000112 | Mon-Fri: 8:00 AM – 3:30 PM | Healthcare banking, staff accounts |
8. Keystone Bank Limited
Keystone Bank emerged from the consolidation of former Bank PHB and is committed to providing excellent banking services. The bank has established branches in Jos to serve both individual and corporate customers with innovative banking solutions.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Murtala Mohammed Way | 0700-KEYSTONE, 073-111333 | Mon-Fri: 8:00 AM – 4:00 PM | Retail banking, digital services |
| Bukuru Branch | 073-222444, 073-222445 | Mon-Fri: 8:00 AM – 4:00 PM | Community banking, SME financing |
9. Sterling Bank Plc
Sterling Bank is known for its focus on specific sectors including healthcare, education, and agriculture. The bank’s Jos operations support these sectors while providing general banking services to the community.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Main Branch, Bank Road | 0700-STERLING, 073-333555 | Mon-Fri: 8:00 AM – 4:00 PM | Sectoral banking, digital services |
| University of Jos Branch | 073-444666, 073-444667 | Mon-Fri: 8:00 AM – 4:00 PM | Education banking, student services |
10. Wema Bank Plc
Wema Bank, Nigeria’s longest surviving indigenous bank, has maintained its presence in Jos with a focus on digital innovation and customer-centric banking solutions.
| Location/Address | Phone Number | Operating Hours | Services |
|---|---|---|---|
| Jos Branch, Ahmadu Bello Way | 0700-WEMABANK, 073-555777 | Mon-Fri: 8:00 AM – 4:00 PM | Digital banking, ALAT services |
Banking Hours and General Information
Most banks in Jos operate from Monday to Friday, typically opening at 8:00 AM and closing between 3:00 PM and 4:00 PM. Saturday banking is available at select branches, usually from 9:00 AM to 1:00 PM. Banks are closed on Sundays and public holidays.
Important Notes:
- ATM Services: All listed banks provide 24/7 ATM services at most locations
- Internet Banking: Most banks offer online and mobile banking platforms
- Customer Service: Banks provide dedicated customer service lines for inquiries and complaints
- Foreign Exchange: Major branches offer foreign exchange services
- Safe Deposit Boxes: Available at main branches for valuable document storage
Tips for Banking in Jos:
- Always carry valid identification when visiting bank branches
- Check with individual banks for any changes in operating hours during holidays
- Many banks now offer appointment scheduling for certain services
- Digital banking platforms are encouraged for routine transactions
- Contact customer service lines for urgent issues outside banking hours
This comprehensive list provides essential information for anyone seeking banking services in Jos. The banking landscape continues to evolve with digital transformation, making services more accessible and efficient for customers across Plateau State.
