Kaduna List of Banks, Branches Locations and Contacts
Kaduna State, located in northwestern Nigeria, serves as one of the country’s major commercial and industrial hubs. As the former capital of the defunct Northern Region, Kaduna has maintained its position as a significant financial center, hosting numerous commercial banks and financial institutions that serve both individual and corporate customers across the region.
The banking sector in Kaduna State plays a crucial role in supporting the local economy, which is driven by agriculture, manufacturing, textiles, and oil refining. With a population of over 6 million people, the state presents numerous opportunities for banking services, from retail banking to corporate finance and agricultural lending. The presence of major banks in Kaduna ensures that residents and businesses have access to modern banking facilities, including digital banking services, loans, investment products, and foreign exchange services.
This comprehensive guide provides detailed information about the major banks operating in Kaduna State, including their branch locations, contact details, and operating hours. Whether you’re a resident looking to open an account, a business owner seeking banking services, or a visitor needing financial services, this guide will help you locate the nearest bank branch and access the services you need.
The banking landscape in Kaduna includes both indigenous Nigerian banks and international banks, offering a wide range of services from basic savings accounts to sophisticated corporate banking solutions. Most banks in the state operate from Monday to Friday with extended hours on certain days, and many now offer 24/7 ATM services and online banking platforms.
1. First Bank of Nigeria
First Bank of Nigeria, established in 1894, is Nigeria’s oldest commercial bank and one of the leading financial institutions in the country. The bank has maintained a strong presence in Kaduna State for decades, serving millions of customers with a comprehensive range of banking products and services. First Bank is renowned for its extensive branch network, robust corporate banking services, and commitment to supporting small and medium enterprises (SMEs) across Nigeria.
In Kaduna, First Bank operates multiple branches strategically located to serve different communities and business districts. The bank offers retail banking, corporate banking, investment banking, and digital banking services. Their services include savings accounts, current accounts, loans, mortgages, foreign exchange, and treasury services.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| 14, Bank Road, Kaduna | +234 62 245454, 243332, 0802 323 3022 | Mon-Fri: 8:00 AM – 3:00 PM |
| Kafanchan Road, Opposite Katchia Motel, Kaduna | +234 61 20141, 0802 841 1401 | Mon-Fri: 8:00 AM – 3:00 PM |
| Km 16 Kachia Road, NNPC Complex, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 3:00 PM |
| Zaria Branch Office | Email: [email protected] | Mon-Fri: 8:00 AM – 3:00 PM |
2. Ecobank Nigeria
Ecobank Nigeria is a subsidiary of the Ecobank Group, one of the leading pan-African banking groups. Since commencing operations in Nigeria, Ecobank has established itself as a major player in the Nigerian banking sector, offering innovative banking solutions to individuals, SMEs, and corporations. The bank is particularly known for its strong pan-African network, digital banking innovations, and commitment to financial inclusion.
In Kaduna State, Ecobank operates several branches that provide comprehensive banking services including retail banking, corporate banking, trade finance, and treasury services. The bank’s digital banking platform and mobile applications have made banking more accessible to customers across the state.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| 23, Kachia Road, Kaduna | +234 803 310 9450 | Mon-Fri: 8:00 AM – 4:00 PM |
| Central Market, Kaduna | +234 804 412 4495, 802 850 6526 | Mon-Fri: 8:00 AM – 4:00 PM |
| Nigeria Airforce Base, Kaduna | +234 802 344 4011 | Mon-Fri: 8:00 AM – 4:00 PM |
| 16, Nnamdi Azikiwe Western Bypass Road, Kaduna | +234 808 897 6949 | Mon-Fri: 8:00 AM – 4:00 PM |
3. First City Monument Bank (FCMB)
First City Monument Bank (FCMB) is one of Nigeria’s leading commercial banks, known for its innovative banking solutions and excellent customer service. Established with a vision to provide world-class banking services, FCMB has built a reputation for supporting businesses and individuals with tailored financial products. The bank offers a wide range of services including retail banking, corporate banking, investment banking, and asset management.
FCMB’s presence in Kaduna State reflects its commitment to serving customers across Nigeria’s major commercial centers. The bank provides modern banking facilities, digital banking services, and specialized products for different customer segments including youth, women, and SMEs.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| Paiko Road, Beside News Engineering Building, Minna, Kaduna State | +234 703 831 8783 | Mon-Fri: 8:00 AM – 4:00 PM |
| Main Branch, Kaduna | +234 62 512022, 0512122 | Mon-Fri: 8:00 AM – 4:00 PM |
4. TAJBank Limited
TAJBank Limited is one of Nigeria’s newest commercial banks, operating as a non-interest bank that provides Sharia-compliant banking services. The bank was granted a national banking license by the Central Bank of Nigeria and has been expanding its operations across the country. TAJBank offers various Islamic banking products and services designed to meet the financial needs of individuals, SMEs, and corporations while adhering to Islamic principles.
The bank’s presence in Kaduna State is particularly significant given the large Muslim population in the region. TAJBank provides alternatives to conventional banking through its Sharia-compliant products including savings accounts, financing facilities, and investment products.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| 36, Dutsenma Street, Tudun Wada, Kasuwan Bacci, Kaduna | Bank Code: 302110203 | Mon-Fri: 8:00 AM – 4:00 PM |
| Plot 49916, Ali Akilu Road, Kawo, Kaduna State | Bank Code: 302110300 | Mon-Fri: 8:00 AM – 4:00 PM |
5. Guaranty Trust Bank (GTBank)
Guaranty Trust Bank, commonly known as GTBank, is one of Nigeria’s most respected financial institutions, known for its innovative banking solutions and excellent customer service. GTBank Plc has established itself as a leading bank in Nigeria’s financial sector, offering comprehensive banking services to retail and corporate customers. The bank is renowned for its digital banking innovations, including internet banking, mobile banking, and various electronic payment solutions.
GTBank’s operations in Kaduna State include multiple branches that serve the banking needs of individuals, businesses, and government institutions. The bank offers a full suite of banking services including savings and current accounts, loans, credit cards, foreign exchange services, and investment products.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| Main Branch, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Zaria Road Branch, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Kachia Road Branch, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
6. United Bank for Africa (UBA)
United Bank for Africa (UBA) is one of Africa’s leading financial institutions with operations across 20 African countries and offices in New York, London, and Paris. In Nigeria, UBA has established itself as a major commercial bank offering a wide range of financial services to individuals, SMEs, and large corporations. The bank is known for its pan-African presence, innovative banking solutions, and commitment to supporting economic development across Africa.
UBA’s presence in Kaduna State includes multiple branches that provide comprehensive banking services. The bank offers retail banking, corporate banking, trade finance, cash management, and treasury services. UBA’s digital banking platform and mobile applications provide customers with convenient access to banking services.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| Ahmadu Bello Way, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Constitution Road, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Zaria Branch Office | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
7. Access Bank
Access Bank is one of Nigeria’s leading commercial banks and one of the largest banks in Africa by customer base. The bank has built a strong reputation for innovation, excellent customer service, and comprehensive banking solutions. Access Bank offers a wide range of products and services including retail banking, corporate banking, investment banking, and digital banking services.
Following its merger with Diamond Bank, Access Bank has significantly expanded its branch network and customer base across Nigeria. In Kaduna State, Access Bank operates several branches that serve diverse customer needs from basic banking services to sophisticated corporate banking solutions.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| IBB Way, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Ahmadu Bello Way, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Zaria Branch Office | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
8. Zenith Bank
Zenith Bank is one of Nigeria’s largest commercial banks by tier-1 capital and has consistently been ranked among the top banks in Nigeria by various financial metrics. The bank operates 406 branch locations across Nigeria and has established itself as a leader in corporate banking, retail banking, and digital banking services. Zenith Bank is known for its strong financial performance, innovative products, and excellent customer service.
In Kaduna State, Zenith Bank operates multiple branches that provide comprehensive banking services to individuals, SMEs, and large corporations. The bank offers various products including savings accounts, current accounts, loans, credit cards, foreign exchange services, and investment products.
| Location/Address | Contact | Opening Hours |
|---|---|---|
| Ahmadu Bello Way, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Constitution Road, Kaduna | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Zaria Branch Office | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
| Kafanchan Branch Office | Contact branch directly | Mon-Fri: 8:00 AM – 4:00 PM |
Important Banking Information
General Banking Hours
Most commercial banks in Kaduna State operate from Monday to Friday, typically from 8:00 AM to 3:00 PM or 4:00 PM. Some branches may have extended hours on specific days, and many banks now offer Saturday banking services from 9:00 AM to 2:00 PM. Banks across Nigeria, including Access Bank, UBA, Zenith Bank, and GTB, observe public holidays declared by the federal government, during which all branches remain closed.
Digital Banking Services
All major banks in Kaduna State offer comprehensive digital banking services including:
- Internet banking platforms
- Mobile banking applications
- USSD banking services
- ATM networks
- Point of Sale (POS) terminals
- Online bill payment services
- Electronic fund transfers
Services Available
The banks listed above provide various services including:
- Savings and current accounts
- Fixed deposit accounts
- Personal and business loans
- Mortgages and asset financing
- Foreign exchange services
- Trade finance and letters of credit
- Investment and treasury services
- Insurance products
- Pension administration
Customer Support
Most banks provide 24/7 customer support through various channels including phone lines, email, social media platforms, and live chat services on their websites and mobile applications.
This guide provides essential information for accessing banking services in Kaduna State. For the most current information about specific services, products, or branch operations, it’s recommended to contact the banks directly or visit their official websites. The banking sector in Nigeria continues to evolve with new technologies and services, making banking more accessible and convenient for customers across Kaduna State.