Onitsha List of Banks, Branches Locations and Contacts

Onitsha, located in Anambra State, is one of Nigeria’s most important commercial centers and a major hub for trade and business activities. The city serves as a gateway to the eastern region of Nigeria and hosts numerous banking institutions that cater to the financial needs of individuals, businesses, and organizations operating in the area.

As a bustling commercial city with the famous Onitsha Main Market – one of the largest markets in West Africa – Onitsha attracts traders, entrepreneurs, and businesses from across Nigeria and neighboring countries. This economic vitality has made it essential for both local and international banks to establish strong presences in the city to serve the diverse financial needs of its residents and business community.

This comprehensive guide provides detailed information about the major banks operating in Onitsha, including their branch locations, contact details, and operating hours. Whether you’re a resident looking for convenient banking services, a business owner seeking corporate banking solutions, or a visitor needing access to financial services, this guide will help you locate the right banking institution for your needs.

The banking sector in Onitsha has evolved significantly over the years, with both traditional commercial banks and modern digital banking services now available. From foreign exchange services crucial for international trade to microfinance options supporting small businesses, Onitsha’s banking landscape offers comprehensive financial solutions that support the city’s dynamic economy.

1. First Bank of Nigeria

First Bank of Nigeria Limited, established in 1894, is Nigeria’s oldest bank and one of the leading financial institutions in the country. With over 125 years of banking experience, FirstBank has built a reputation for reliability, innovation, and extensive branch network coverage across Nigeria. The bank offers a comprehensive range of financial services including personal banking, corporate banking, investment banking, and digital banking solutions.

In Onitsha, FirstBank serves as a crucial financial partner for the city’s vibrant trading community, offering specialized services such as foreign exchange, trade financing, and cash management solutions that support local and international commerce.

2. United Bank for Africa (UBA)

United Bank for Africa Plc is one of Africa’s leading financial institutions, providing banking services to over 25 million customers across 1,000+ business offices in 20 African countries and globally in the United Kingdom, the United States, and France. UBA was incorporated in 1961 and has grown to become a dominant force in African banking with a strong focus on retail, commercial, and corporate banking.

UBA’s Onitsha operations cater to the diverse needs of traders, manufacturers, and service providers in the region, offering innovative digital banking solutions alongside traditional banking services.

3. Guaranty Trust Bank (GTBank)

Guaranty Trust Bank plc, established in 1990, is one of the few Nigerian financial institutions that have maintained a consistent track record of profitability since inception. The bank has grown to become one of Nigeria’s most respected banking institutions, known for its innovative products, excellent service delivery, and robust digital banking platform.

GTBank’s presence in Onitsha reflects its commitment to supporting commercial activities in Nigeria’s key economic centers, providing tailored financial solutions for both individual and corporate customers.

4. Zenith Bank Plc

Zenith Bank Plc, established in May 1990, has grown to become one of Nigeria’s largest financial institutions by tier-1 capital, profitability, and market capitalization. The bank is renowned for its cutting-edge technology, excellent corporate governance practices, and superior service delivery that have earned it numerous awards both locally and internationally.

Zenith Bank’s strategic location in Onitsha serves the banking needs of the commercial hub, offering world-class banking services that support trade, commerce, and economic development in the region.

5. Access Bank Plc

Access Bank Plc is Nigeria’s largest bank by customer base and one of the leading financial institutions in Africa. The bank was incorporated in Nigeria in 1989 and has grown through strategic acquisitions and organic growth to become a dominant player in the Nigerian banking sector. Access Bank is known for its retail banking strength, digital innovation, and extensive branch network.

The bank’s Onitsha branch serves as a key touchpoint for serving the banking needs of the commercial city’s diverse customer base, from small-scale traders to large corporations.

6. Fidelity Bank Plc

Fidelity Bank Plc is a full-service commercial bank operating in Nigeria, with over 5.7 million customers served across its 250+ business locations nationwide. Licensed in 1988, Fidelity Bank began operations in 1991 and has built a reputation for excellent service delivery and innovative banking solutions. The bank focuses on select niche corporate banking sectors as well as Micro, Small and Medium Enterprises (MSMEs).

Fidelity Bank’s presence in Onitsha demonstrates its commitment to supporting the entrepreneurial spirit and commercial activities that define the city.

7. First City Monument Bank (FCMB)

First City Monument Bank Limited (FCMB) is a leading financial services institution that offers retail and commercial banking, investment banking, asset management, and stock-broking services to its customers. Incorporated in 1982, FCMB has established itself as a dynamic and innovative bank that prioritizes customer service and technological advancement.

FCMB operates branches in Onitsha at strategic locations including 40, Ugah Street, Bridgehead, Onitsha, and 9a, New Market Road, Onitsha, serving the diverse financial needs of the commercial community.

8. Sterling Bank Plc

Sterling Bank Plc is a commercial bank that has been in operation for several decades, providing financial services to individuals, small and medium enterprises, and corporate organizations. The bank is known for its focus on health, education, agriculture, renewable energy, and transportation sectors (HEART sectors), reflecting its commitment to sustainable development and social impact.

Sterling Bank’s operations in Onitsha support the bank’s mission to create value for all stakeholders while contributing to the economic development of the region.

9. Keystone Bank Limited

Keystone Bank Limited emerged from the consolidation of the former Bank PHB following the banking sector reforms. The bank commenced operations in 2011 and has since established itself as a reliable financial institution focused on providing excellent banking services to its customers. Keystone Bank operates with the vision of becoming the most reliable and profitable retail bank in Nigeria.

The bank’s Onitsha branch serves the financial needs of the local community with a focus on personalized service and customer satisfaction.

10. Union Bank of Nigeria Plc

Union Bank of Nigeria Plc, with a history dating back to 1917, is one of Nigeria’s oldest and most established financial institutions. The bank has played a significant role in Nigeria’s economic development and has maintained a strong presence across the country. Union Bank offers a wide range of financial products and services designed to meet the diverse needs of its customers.

The bank’s long-standing presence in Onitsha reflects its deep understanding of the local market and commitment to serving the commercial hub’s financial needs.

Banking Services and Important Information

All the banks listed above offer comprehensive banking services including:

Core Services:

• Current and savings account services
• Fixed deposit accounts
• Loans and credit facilities
• Foreign exchange services
• Money transfer services (local and international)
• Internet and mobile banking
• ATM and card services
• Safe custody services

Business Banking:

• Corporate account management
• Trade finance and letters of credit
• Cash management services
• Payroll services
• Equipment financing
• Working capital loans

Digital Banking: Most banks now offer robust digital platforms including mobile apps, USSD banking, and online banking portals that allow customers to perform various transactions without visiting physical branches.

Important Notes:

• Banking hours may vary during public holidays
• Some branches may have extended hours during peak trading periods
• ATM services are available 24/7 at most locations
• It’s advisable to call ahead to confirm specific services availability
• Most banks require valid identification for account opening and transactions

For the most current information about services, interest rates, and specific requirements, customers are encouraged to contact the banks directly or visit their official websites. The contact information provided should be verified as banks may update their contact details periodically.