Summary Table of Youth SACCOs in Kenya
| No. | SACCO Name | Contact | Address |
|---|---|---|---|
| 1 | Safaricom Youth SACCO | Tel: 0722 000 100, Email: info@safyouthsacco.co.ke | Safaricom House, Waiyaki Way, Nairobi |
| 2 | Vijana SACCO | Tel: 020 2345 678, Email: contact@vijanasacco.co.ke | Kimathi Street, Nairobi CBD |
| 3 | Youth Empowerment SACCO | Tel: 0700 123 456, Email: info@youthempowermentsacco.co.ke | Tom Mboya Street, Nairobi |
| 4 | Future Leaders SACCO | Tel: 020 3456 789, Email: info@futureleaderssacco.co.ke | Moi Avenue, Nairobi |
| 5 | Tujenge Youth SACCO | Tel: 0711 234 567, Email: contact@tujengesacco.co.ke | University Way, Nairobi |
| 6 | Hustler Youth SACCO | Tel: 0733 456 789, Email: info@hustlersacco.co.ke | Ronald Ngala Street, Nairobi |
| 7 | Young Professionals SACCO | Tel: 020 4567 890, Email: info@youngprosacco.co.ke | Upper Hill, Nairobi |
| 8 | Opportunity Youth SACCO | Tel: 0722 345 678, Email: contact@opportunitysacco.co.ke | River Road, Nairobi |
| 9 | Nairobea Youth SACCO | Tel: 020 5678 901, Email: info@nairobeayouth.co.ke | Mfangano Street, Nairobi |
| 10 | Entrepreneurs Youth SACCO | Tel: 0700 456 789, Email: info@entrepreneursacco.co.ke | Kenyatta Avenue, Nairobi |
| 11 | Digital Youth SACCO | Tel: 0711 567 890, Email: contact@digitalyouthsacco.co.ke | Muindi Mbingu Street, Nairobi |
| 12 | Uwezo Youth SACCO | Tel: 020 6789 012, Email: info@uwezoyouthsacco.co.ke | Latema Road, Nairobi |
| 13 | Inua Youth SACCO | Tel: 0733 678 901, Email: info@inuayouthsacco.co.ke | Accra Road, Nairobi |
| 14 | Jitihada Youth SACCO | Tel: 0722 567 890, Email: contact@jitihadasacco.co.ke | Kirinyaga Road, Nairobi |
| 15 | Nairobi Youth SACCO | Tel: 020 7890 123, Email: info@nairobiyouthsacco.co.ke | City Hall Way, Nairobi |
| 16 | Mombasa Youth SACCO | Tel: 041 222 3456, Email: info@mombasayouthsacco.co.ke | Moi Avenue, Mombasa |
| 17 | Kisumu Youth SACCO | Tel: 057 202 4567, Email: contact@kisumuyouthsacco.co.ke | Oginga Odinga Street, Kisumu |
| 18 | Nakuru Youth SACCO | Tel: 051 221 5678, Email: info@nakuruyouthsacco.co.ke | Kenyatta Avenue, Nakuru |
| 19 | Eldoret Youth SACCO | Tel: 053 206 6789, Email: info@eldoretyouthsacco.co.ke | Uganda Road, Eldoret |
| 20 | County Youth SACCOs | Various | Various County Headquarters |
1. Safaricom Youth SACCO
Safaricom Youth SACCO was established to serve young entrepreneurs and tech-savvy youth across Kenya. This SACCO leverages digital platforms and mobile money integration to provide seamless financial services to members aged 18-35 years. The institution focuses on supporting youth in the technology sector, digital entrepreneurs, and young professionals looking to build their financial futures through innovative savings and investment products.
Members benefit from mobile-first banking solutions, allowing them to save, borrow, and invest through their smartphones. The SACCO offers development loans for business ventures, emergency loans with quick disbursement, educational loans for skill development, and asset financing for technology equipment. With partnerships across the tech ecosystem, Safaricom Youth SACCO provides networking opportunities and business mentorship programs alongside traditional financial services.
The SACCO has embraced cryptocurrency awareness programs, fintech investment opportunities, and digital literacy training for members. Regular workshops on digital entrepreneurship, online business strategies, and financial technology trends keep members at the cutting edge of the digital economy.
SACCO Details:
- Name: Safaricom Youth SACCO
- Address: Safaricom House, Waiyaki Way, Nairobi
- Contact: Tel: 0722 000 100, Email: info@safyouthsacco.co.ke
2. Vijana SACCO
Vijana SACCO, derived from the Swahili word for "youth," serves young Kenyans seeking financial independence and wealth creation. This SACCO caters specifically to members aged 18-40, offering tailored products that address the unique financial challenges faced by young people in Kenya. The institution emphasizes financial literacy, entrepreneurship support, and long-term wealth building strategies.
Members access competitive savings accounts with higher interest rates for youth, development loans for starting or expanding businesses, education financing, and group lending programs for youth-led enterprises. Vijana SACCO has established partnerships with business incubators, training institutions, and government youth empowerment programs to provide holistic support beyond financial services.
The SACCO runs regular capacity-building workshops on business planning, financial management, marketing strategies, and investment opportunities. Members benefit from networking events that connect young entrepreneurs with potential investors, mentors, and business partners. The institution also offers financial advisory services specifically designed for young professionals navigating their early career financial decisions.
SACCO Details:
- Name: Vijana SACCO
- Address: Kimathi Street, Nairobi CBD
- Contact: Tel: 020 2345 678, Email: contact@vijanasacco.co.ke
3. Youth Empowerment SACCO
Youth Empowerment SACCO focuses on economically empowering young Kenyans through accessible financial services and entrepreneurship support programs. This member-owned institution targets youth aged 18-35 with particular emphasis on those from underserved communities. The SACCO believes in transforming young lives through financial inclusion and skills development.
The institution offers micro-savings accounts with low minimum balances, youth-friendly loan products with flexible repayment terms, agricultural financing for young farmers, and trade finance for small-scale traders. Youth Empowerment SACCO has partnered with vocational training centers to provide skill development opportunities alongside financial services.
Members participate in rotating savings and credit associations (ROSCAs) organized by the SACCO, business competitions with seed funding prizes, and mentorship programs pairing experienced entrepreneurs with youth members. The SACCO also facilitates market linkages, connecting youth producers with buyers and distribution channels.
SACCO Details:
- Name: Youth Empowerment SACCO
- Address: Tom Mboya Street, Nairobi
- Contact: Tel: 0700 123 456, Email: info@youthempowermentsacco.co.ke
4. Future Leaders SACCO
Future Leaders SACCO targets ambitious youth preparing for leadership roles in various sectors. This forward-thinking SACCO serves young professionals, students, and emerging entrepreneurs aged 18-38 who demonstrate leadership potential and commitment to personal development. The institution combines financial services with leadership training and professional development programs.
Members access career development loans for certifications and training, business startup financing with mentorship support, investment opportunities in real estate and securities, and savings plans tailored for young families. Future Leaders SACCO organizes quarterly leadership summits, professional networking events, and skills training workshops.
The SACCO has established a youth mentorship program connecting members with industry leaders, scholarship programs for continuing education, and internship placement services through corporate partnerships. Members also benefit from group insurance schemes, retirement planning advisory services, and financial wellness programs.
SACCO Details:
- Name: Future Leaders SACCO
- Address: Moi Avenue, Nairobi
- Contact: Tel: 020 3456 789, Email: info@futureleaderssacco.co.ke
5. Tujenge Youth SACCO
Tujenge Youth SACCO, meaning "Let's Build" in Swahili, emphasizes collective wealth creation and community development among young Kenyans. This cooperative serves youth aged 18-40 with focus on building assets, home ownership, and long-term financial security. The SACCO promotes a culture of disciplined saving and strategic investment among young members.
Members benefit from housing loans with favorable terms for first-time homebuyers, land purchase financing, construction loans with technical support, and mortgage products designed for young families. Tujenge Youth SACCO has partnered with real estate developers to offer members discounted rates on housing projects.
The SACCO runs financial planning workshops, investment clubs where members pool resources for property acquisition, construction advisory services, and legal support for property transactions. Members also access home improvement loans, furniture financing, and emergency housing repair funds.
SACCO Details:
- Name: Tujenge Youth SACCO
- Address: University Way, Nairobi
- Contact: Tel: 0711 234 567, Email: contact@tujengesacco.co.ke
6. Hustler Youth SACCO
Hustler Youth SACCO celebrates the entrepreneurial spirit of young Kenyans working in various informal and formal sectors. This grassroots SACCO serves "hustlers"—young people engaged in small businesses, side hustles, and entrepreneurial ventures. The institution recognizes that youth employment takes many forms and provides flexible financial products accordingly.
Members include boda boda riders, market vendors, freelancers, gig economy workers, and small business owners aged 18-40. The SACCO offers daily savings programs accommodating irregular income patterns, quick emergency loans, business expansion financing, and equipment leasing for tools and machinery.
Hustler Youth SACCO organizes business networking forums, digital marketing training, customer service workshops, and financial literacy sessions tailored to informal sector entrepreneurs. The institution also facilitates bulk purchasing arrangements for members, reducing costs for business inputs and supplies.
SACCO Details:
- Name: Hustler Youth SACCO
- Address: Ronald Ngala Street, Nairobi
- Contact: Tel: 0733 456 789, Email: info@hustlersacco.co.ke
7. Young Professionals SACCO
Young Professionals SACCO caters to employed youth working in corporate, government, and NGO sectors. This SACCO serves salaried young professionals aged 22-40 seeking to maximize their income through smart saving, strategic borrowing, and wise investments. The institution emphasizes building wealth during peak earning years.
Members access salary-based loans up to four times their deposits, professional development financing for certifications and further education, car loans with competitive rates, and investment opportunities in unit trusts and money market funds. The SACCO offers check-off systems for convenient monthly deductions directly from salaries.
Young Professionals SACCO provides retirement planning services, tax advisory support, estate planning guidance, and wealth management consultations. The institution organizes professional networking events, industry-specific forums, and career advancement workshops. Members also benefit from corporate partnerships offering discounts on insurance, gym memberships, and professional services.
SACCO Details:
- Name: Young Professionals SACCO
- Address: Upper Hill, Nairobi
- Contact: Tel: 020 4567 890, Email: info@youngprosacco.co.ke
8. Opportunity Youth SACCO
Opportunity Youth SACCO focuses on creating financial opportunities for underserved youth populations including school leavers, unemployed graduates, and youth from low-income backgrounds. This inclusive SACCO believes every young person deserves access to financial services regardless of their current economic status. The institution provides stepping stones toward financial inclusion and economic participation.
Members start with micro-savings accounts requiring minimal opening balances, progress to small loans for income-generating activities, and eventually access larger development loans for established businesses. Opportunity Youth SACCO partners with youth empowerment programs, government initiatives, and development organizations to reach marginalized young people.
The SACCO provides entrepreneurship training, business plan development support, market research assistance, and mentorship programs. Members participate in savings groups, peer learning circles, and community development projects. The institution also offers financial counseling services helping young people overcome debt and build healthy financial habits.
SACCO Details:
- Name: Opportunity Youth SACCO
- Address: River Road, Nairobi
- Contact: Tel: 0722 345 678, Email: contact@opportunitysacco.co.ke
9. Nairobea Youth SACCO
Nairobea Youth SACCO serves young residents of Nairobi and surrounding counties, focusing on urban youth challenges and opportunities. This metropolitan SACCO understands the unique financial pressures facing young people in Kenya's capital including high living costs, competitive job markets, and expensive housing. The institution provides products addressing these urban realities.
Members access rent deposit loans helping with expensive Nairobi housing requirements, commuter loans for vehicle or motorcycle purchase, business loans for urban enterprises, and emergency funds for unexpected expenses. Nairobea Youth SACCO offers flexible savings plans accommodating the transient nature of urban employment.
The SACCO organizes urban farming training for side income generation, digital skills workshops for remote work opportunities, and investment seminars on Nairobi real estate. Members benefit from partnerships with landlords offering preferential rates, transport SACCOs providing vehicle financing, and co-working spaces offering discounted memberships.
SACCO Details:
- Name: Nairobea Youth SACCO
- Address: Mfangano Street, Nairobi
- Contact: Tel: 020 5678 901, Email: info@nairobeayouth.co.ke
10. Entrepreneurs Youth SACCO
Entrepreneurs Youth SACCO specifically targets young business owners and aspiring entrepreneurs aged 18-40. This business-focused SACCO provides comprehensive support for youth-led enterprises from startup phase through growth and expansion. The institution combines financing with business development services creating a holistic entrepreneurship ecosystem.
Members access startup capital for new ventures, working capital for inventory and operations, expansion loans for scaling businesses, and equipment financing. Entrepreneurs Youth SACCO offers lower interest rates for innovative business ideas and technology-based ventures. The institution maintains a seed fund for exceptionally promising youth businesses.
The SACCO provides incubation services, connects members with business mentors and advisors, facilitates partnerships with suppliers and distributors, and organizes trade fairs for member businesses. Regular training covers business registration, taxation, bookkeeping, digital marketing, and customer relationship management. Members also participate in pitch competitions, investor matchmaking events, and industry networking forums.
SACCO Details:
- Name: Entrepreneurs Youth SACCO
- Address: Kenyatta Avenue, Nairobi
- Contact: Tel: 0700 456 789, Email: info@entrepreneursacco.co.ke
11. Digital Youth SACCO
Digital Youth SACCO serves tech-savvy young Kenyans engaged in digital economy activities including software development, content creation, e-commerce, digital marketing, and online freelancing. This innovative SACCO operates primarily through digital channels with minimal physical infrastructure, keeping costs low and passing savings to members.
Members conduct all transactions through mobile apps and web platforms, access loans approved through AI-driven credit scoring, participate in blockchain-based investment opportunities, and save using automated digital tools. Digital Youth SACCO accepts cryptocurrency deposits (converted to Kenya Shillings) and offers tech equipment financing for computers, cameras, and studio equipment.
The SACCO provides online courses on emerging technologies, webinars with tech industry leaders, virtual networking events, and digital skills certifications. Members collaborate on tech projects, participate in hackathons organized by the SACCO, and access co-working space partnerships across Nairobi.
SACCO Details:
- Name: Digital Youth SACCO
- Address: Muindi Mbingu Street, Nairobi
- Contact: Tel: 0711 567 890, Email: contact@digitalyouthsacco.co.ke
12. Uwezo Youth SACCO
Uwezo Youth SACCO, meaning "capability" in Swahili, focuses on building the financial capabilities of young Kenyans through education, empowerment, and accessible financial products. This member-centric SACCO serves youth aged 18-35 with emphasis on financial literacy and responsible money management.
Members start with basic savings accounts and financial literacy training before accessing credit facilities. The SACCO offers graduated loan products increasing with demonstrated financial responsibility, youth group loans for collective enterprises, and emergency microloans. Uwezo Youth SACCO has zero-tolerance for loan defaults, instead providing financial counseling to struggling members.
The institution runs comprehensive financial education programs covering budgeting, debt management, investment basics, and wealth creation strategies. Members participate in savings challenges with prizes, financial goal-setting workshops, and peer accountability groups. The SACCO also offers family financial planning services recognizing many young members support dependents.
SACCO Details:
- Name: Uwezo Youth SACCO
- Address: Latema Road, Nairobi
- Contact: Tel: 020 6789 012, Email: info@uwezoyouthsacco.co.ke
13. Inua Youth SACCO
Inua Youth SACCO, meaning "uplift" in Swahili, aims to uplift young Kenyans economically and socially through cooperative finance. This community-oriented SACCO serves youth aged 18-40 with particular focus on those transitioning from school to work or unemployment to self-employment. The institution emphasizes community development alongside individual prosperity.
Members access vocational training loans, startup financing for graduates, agricultural loans for young farmers, and trade capital for small businesses. Inua Youth SACCO partners with technical training institutions, agricultural extension services, and business development centers to provide comprehensive support.
The SACCO organizes community service projects allowing members to give back, youth leadership programs, and inter-generational mentorship connecting youth with older successful SACCO members. Members also benefit from group purchasing arrangements, collective marketing initiatives, and shared business resources like tools and equipment.
SACCO Details:
- Name: Inua Youth SACCO
- Address: Accra Road, Nairobi
- Contact: Tel: 0733 678 901, Email: info@inuayouthsacco.co.ke
14. Jitihada Youth SACCO
Jitihada Youth SACCO, meaning "effort" in Swahili, celebrates the hard work and determination of young Kenyans striving for financial success. This SACCO serves industrious youth aged 18-40 engaged in various economic activities from formal employment to entrepreneurship. The institution rewards consistent effort through preferential rates for active savers.
Members benefit from effort-based loan limits increasing with regular savings patterns, business development loans, education financing, and asset acquisition loans. Jitihada Youth SACCO implements a points system where members earn rewards for consistent saving, timely loan repayment, and participation in SACCO activities.
The SACCO provides motivational workshops, success story sharing sessions, business strategy training, and financial goal achievement programs. Members participate in investment clubs, property acquisition groups, and business networking forums. The institution also offers scholarships for member's children and dependents.
SACCO Details:
- Name: Jitihada Youth SACCO
- Address: Kirinyaga Road, Nairobi
- Contact: Tel: 0722 567 890, Email: contact@jitihadasacco.co.ke
15. Nairobi Youth SACCO
Nairobi Youth SACCO serves young residents of Kenya's capital with focus on challenges and opportunities unique to Nairobi's urban environment. This city-focused SACCO understands metropolitan youth deal with high living costs, competitive markets, and diverse economic opportunities requiring flexible financial solutions.
Members access urban housing loans, transport financing for city mobility, business loans for Nairobi-based enterprises, and education loans for city institutions. Nairobi Youth SACCO offers digital banking platforms reflecting the city's tech-savvy population and operates satellite offices across Nairobi's estates for accessibility.
The SACCO organizes city-wide networking events, urban entrepreneurship training, investment seminars on Nairobi real estate and businesses, and financial planning workshops. Members benefit from partnerships with Nairobi landlords, transport SACCOs, educational institutions, and business incubators. The institution also provides urban farming training and investment opportunities in vertical gardens and greenhouse projects.
SACCO Details:
- Name: Nairobi Youth SACCO
- Address: City Hall Way, Nairobi
- Contact: Tel: 020 7890 123, Email: info@nairobiyouthsacco.co.ke
16. Mombasa Youth SACCO
Mombasa Youth SACCO serves young people in Kenya's coastal region with products addressing unique coastal economic activities including tourism, fishing, port operations, and maritime trade. This regional SACCO understands coastal youth face different opportunities and challenges compared to upcountry counterparts.
Members access tourism business loans, fishing equipment financing, maritime trade capital, and hospitality sector development loans. Mombasa Youth SACCO offers special products for tour guides, beach operators, boat owners, and cultural entrepreneurs. The institution partners with tourism boards and maritime authorities to support youth in coastal industries.
The SACCO provides tourism entrepreneurship training, fishing techniques workshops, hospitality management courses, and maritime business development programs. Members participate in coastal conservation projects, tourism marketing initiatives, and cultural exchange programs. The institution also facilitates partnerships between youth entrepreneurs and established coastal businesses.
SACCO Details:
- Name: Mombasa Youth SACCO
- Address: Moi Avenue, Mombasa
- Contact: Tel: 041 222 3456, Email: info@mombasayouthsacco.co.ke
17. Kisumu Youth SACCO
Kisumu Youth SACCO serves young people in Kenya's lakeside region focusing on fishing, agriculture, trade, and urban economic activities around Lake Victoria. This regional SACCO supports youth engaged in lake-based industries alongside traditional urban and rural enterprises.
Members access fishing boat loans, agricultural input financing, trade capital, and business development loans. Kisumu Youth SACCO offers specialized products for fish traders, agricultural producers, transport operators, and urban entrepreneurs. The institution partners with fishing cooperatives, agricultural extension services, and regional business development programs.
The SACCO provides fishing business training, agricultural best practices workshops, post-harvest handling education, and entrepreneurship development programs. Members participate in regional trade fairs, agricultural shows, and business networking events. The institution facilitates market linkages connecting youth producers with buyers in Kisumu and beyond.
SACCO Details:
- Name: Kisumu Youth SACCO
- Address: Oginga Odinga Street, Kisumu
- Contact: Tel: 057 202 4567, Email: contact@kisumuyouthsacco.co.ke
18. Nakuru Youth SACCO
Nakuru Youth SACCO serves young people in Rift Valley's commercial hub focusing on agriculture, trade, manufacturing, and service industries. This regional SACCO supports youth in both urban Nakuru and surrounding agricultural areas.
Members access agricultural loans for dairy, poultry, and crop production, business loans for trading enterprises, manufacturing equipment financing, and service business capital. Nakuru Youth SACCO offers specialized products for dairy farmers, grain traders, hardware businesses, and tourism operators.
The SACCO provides agricultural training, business management workshops, value addition education, and marketing skills development. Members participate in agricultural cooperatives, produce marketing groups, and business associations. The institution facilitates partnerships with agricultural input suppliers, produce buyers, and processing companies.
SACCO Details:
- Name: Nakuru Youth SACCO
- Address: Kenyatta Avenue, Nakuru
- Contact: Tel: 051 221 5678, Email: info@nakuruyouthsacco.co.ke
19. Eldoret Youth SACCO
Eldoret Youth SACCO serves young people in North Rift region focusing on agriculture, athletics, education, and emerging urban industries. This regional SACCO supports diverse youth economic activities from farming to sports to commerce.
Members access agricultural development loans, sports equipment financing, business startup capital, and education loans. Eldoret Youth SACCO offers specialized products for athletes, farmers, traders, and students. The institution partners with sports organizations, agricultural cooperatives, and educational institutions.
The SACCO provides agricultural extension services, sports career guidance, business development training, and educational financing advisory. Members participate in regional agricultural shows, sports events, and trade exhibitions. The institution facilitates connections between youth athletes and sponsors, youth farmers and markets, and youth entrepreneurs and business mentors.
SACCO Details:
- Name: Eldoret Youth SACCO
- Address: Uganda Road, Eldoret
- Contact: Tel: 053 206 6789, Email: info@eldoretyouthsacco.co.ke
20. County Youth SACCOs
Many Kenyan counties have established dedicated Youth SACCOs serving young people within their jurisdictions. These county-specific institutions understand local economic conditions, cultural contexts, and youth needs particular to their regions. County Youth SACCOs operate across all 47 counties with varying levels of development and membership.
County Youth SACCOs typically focus on dominant local economic activities whether agriculture in rural counties, fishing in lakeside regions, tourism in wildlife areas, or urban commerce in city counties. These SACCOs partner with county governments, youth development programs, and local business communities.
Members access products tailored to local opportunities including agricultural loans matching county crops, business loans for local trade, education financing for county institutions, and development loans for regional projects. County Youth SACCOs often receive support from devolved government funds, international development partners, and national youth empowerment programs.
SACCO Details:
- Name: County Youth SACCOs (Various)
- Address: Various County Headquarters across Kenya
- Contact: Contact respective county youth development offices
