List of Christian Based Saccos & Credit Unions in Kenya

Biblia Sacco

Biblia Sacco stands as a prominent Evangelical Christian Savings and Credit Co-operative Society in Kenya, primarily serving members from churches, NGOs, schools, universities, hospitals, and media houses. It emphasizes pooling resources for competitive credit and savings with attractive interest rates, guided by a philosophy of sharing and prosperity. Membership is open to Christian Evangelical organizations and individuals seeking financial growth rooted in faith-based principles.

• Company Name: Biblia Regulated NON-WDT Sacco Society Limited

• Address: P.O. Box 42618-00100, Nairobi; Biblia Plaza, Ngong Road

• Contacts: +254 20 257 2747, info@bibliasacco.com

Waumini SACCO

Waumini SACCO Society Limited caters mainly to the Catholic Church community, evolving into one of Kenya's leading faith-based SACCOs with broad financial services. It supports savings and affordable loans for church members, employees, and related groups, fostering economic empowerment within the Catholic network. The society operates multiple branches across major cities, prioritizing ethical banking aligned with Christian values.​

• Company Name: Waumini SACCO Society Limited

• Address: P.O. Box 10187-00100, Nairobi; Waumini House, Westlands

• Contacts: +254 709 930 000, info@wauminisacco.com​

Baptist Convention SACCO

Baptist Convention SACCO LTD functions as a faith-based cooperative transforming lives spiritually, socially, and economically under Kenya's Co-operative Societies Act. It pools resources from individuals, groups, and corporates to deliver affordable credit, competitive returns, and financial guidance infused with Christian principles. The SACCO targets Baptist church affiliates and like-minded entities for sustainable prosperity.​

• Company Name: Baptist Convention SACCO LTD

• Address: P.O. Box 14768-00800, Nairobi; Baptist Convention Offices

• Contacts: +254 724 255 959, info@baptistconventionsacco.co.ke​

Ukristo na Ufanisi DT Sacco

Ukristo na Ufanisi DT Sacco Ltd operates as a faith-based Deposit-Taking Sacco, empowering over 32,000 members including clergy, professionals, and small businesses through accessible financial services grounded in Christian integrity. Regulated by SASRA, it boasts assets over KSh 2.3 billion and tailors products for livelihood improvement and ethical growth. Its Anglican roots emphasize transparency and trust in all dealings.

• Company Name: Ukristo na Ufanisi Wa Anglicana Sacco Society Ltd

• Address: P.O. Box 872-00605, Nairobi; ACK Emmanuel Church, Riruta

• Contacts: +254 20 258 3001, info@ukristonaufanisicoop.co.ke​

PEFA Nairobi Central Sacco

PEFA Nairobi Central Sacco Ltd, founded in 2006 under the PEFA Church, embodies Christian values by facilitating savings, borrowing, loans, investments, and housing for over 7,200 members. It extends services to institutions, churches, companies, and self-help groups, promoting financial stability and development. Led by church leadership, it upholds principles of accountability and community support.​

• Company Name: PEFA Nairobi Central Sacco Ltd

• Address: P.O. Box 2614-00202, Nairobi; PEFA Church Offices

• Contacts: +254 20 331 0044, info@pefasacco.co.ke​

Christian Entrepreneurs Sacco

Christian Entrepreneurs Regulated Non-WDT Sacco supports faith-driven business owners and groups with savings and credit solutions tailored for entrepreneurial ventures. It focuses on regulated non-withdrawable deposit services, enabling growth for Christian enterprises in a competitive market. Primarily based in Ruiru, it draws from church networks for membership and operations.

• Company Name: Christian Entrepreneurs Regulated Non-WDT Sacco

• Address: P.O. Box 1490-00900, Ruiru; Mapa House, Ruiru

• Contacts: Not listed publicly

These SACCOs represent key players in Kenya's Christian financial ecosystem, each regulated under SASRA and committed to faith-aligned services as of 2025-2026 listings. They collectively serve thousands, blending spiritual ethos with practical banking

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