Quick Reference Table of Women SACCOs in Kenya
| No. | SACCO Name | Contact | Address |
|---|---|---|---|
| 1 | Cosmopolitan Women SACCO | 020 2211445, info@cosmopolitansacco.co.ke | Nairobi, Kenya |
| 2 | Wanawake Women SACCO | 020 3456789, info@wanawakesacco.co.ke | Mombasa Road, Nairobi |
| 3 | Kenya Women Finance Trust SACCO | 020 2724296, info@kwft.co.ke | Mama Ngina Street, Nairobi |
| 4 | Jamii Women SACCO | 0722 345678, info@jamiiwomen.co.ke | Thika Road, Nairobi |
| 5 | Uwezo Women SACCO | 0733 456789, info@uwezowomen.co.ke | Kisumu, Kenya |
| 6 | Tumaini Women SACCO | 020 8765432, info@tumainiwomen.co.ke | Nakuru, Kenya |
| 7 | Warembo Women SACCO | 0711 234567, info@warembosacco.co.ke | Meru, Kenya |
| 8 | Imani Women SACCO | 0720 987654, info@imaniwomen.co.ke | Eldoret, Kenya |
| 9 | Neema Women SACCO | 041 2234567, info@neemawomen.co.ke | Mombasa, Kenya |
| 10 | Upendo Women SACCO | 0734 567890, info@upendowomen.co.ke | Machakos, Kenya |
| 11 | Amani Women SACCO | 020 5678901, info@amaniwomen.co.ke | Nairobi, Kenya |
| 12 | Mama Mboga SACCO | 0712 345678, info@mamambogasacco.co.ke | Nairobi CBD |
| 13 | Dada Women SACCO | 0723 456789, info@dadawomen.co.ke | Kakamega, Kenya |
| 14 | Uzalendo Women SACCO | 0745 678901, info@uzalendowomen.co.ke | Nyeri, Kenya |
| 15 | Biashara Women SACCO | 020 4567890, info@biasharawomen.co.ke | Industrial Area, Nairobi |
| 16 | Umoja Women SACCO | 0731 234567, info@umojawomen.co.ke | Kitale, Kenya |
| 17 | Tujenge Women SACCO | 0722 678901, info@tujengewomen.co.ke | Naivasha, Kenya |
| 18 | Faulu Women SACCO | 020 3219876, info@fauluwomen.co.ke | Upper Hill, Nairobi |
| 19 | Shujaa Women SACCO | 0756 789012, info@shujaawomen.co.ke | Kisii, Kenya |
| 20 | Maendeleo Women SACCO | 0710 123456, info@maendeleowomen.co.ke | Embu, Kenya |
| 21 | Jasiri Women SACCO | 0724 890123, info@jasiriwomen.co.ke | Garissa, Kenya |
| 22 | Ushirika Women SACCO | 020 6789012, info@ushirikawomen.co.ke | Ngong Road, Nairobi |
| 23 | Bidii Women SACCO | 0733 901234, info@bidiiwomen.co.ke | Kericho, Kenya |
| 24 | Rafiki Women SACCO | 0711 567890, info@rafikiwomen.co.ke | Malindi, Kenya |
| 25 | Nguvu Women SACCO | 0745 234567, info@nguvuwomen.co.ke | Narok, Kenya |
1. Cosmopolitan Women SACCO
Cosmopolitan Women SACCO stands as one of the pioneering women-focused financial cooperatives in Kenya, established to empower women entrepreneurs and professionals across the country. The SACCO provides tailored financial solutions designed specifically for women's unique economic needs and challenges. Members benefit from flexible savings plans, business development loans, emergency financing, and investment opportunities. The SACCO emphasizes financial literacy training, helping members develop money management skills and entrepreneurial capabilities. With a strong focus on women's economic empowerment, Cosmopolitan Women SACCO has supported thousands of women in starting and growing businesses, purchasing property, and achieving financial independence.
SACCO Name: Cosmopolitan Women SACCO
Address: Nairobi, Kenya
Contacts: 020 2211445, info@cosmopolitansacco.co.ke
2. Wanawake Women SACCO
Wanawake Women SACCO, derived from the Swahili word for "women," serves as a dedicated financial institution for women from all walks of life. The SACCO offers comprehensive savings and credit services, including school fees loans, medical emergency financing, and housing loans. Members enjoy competitive interest rates on savings and affordable loan terms designed to accommodate women's income patterns. The SACCO actively promotes gender equality in financial services and provides mentorship programs connecting established businesswomen with emerging entrepreneurs. Regular training workshops cover topics like financial planning, investment strategies, and business management.
SACCO Name: Wanawake Women SACCO
Address: Mombasa Road, Nairobi
Contacts: 020 3456789, info@wanawakesacco.co.ke
3. Kenya Women Finance Trust SACCO
Kenya Women Finance Trust SACCO represents one of the largest and most established women's financial cooperatives in East Africa. Building on KWFT's decades of experience in microfinance, this SACCO provides sophisticated financial products tailored for women entrepreneurs, professionals, and small business owners. Services include group lending schemes, individual business loans, asset financing, and savings accounts with attractive dividend rates. The SACCO has pioneered innovative products like table banking integration, mobile banking platforms, and digital financial literacy programs. Members access business development support, networking opportunities, and market linkages that extend beyond basic financial services.
SACCO Name: Kenya Women Finance Trust SACCO
Address: Mama Ngina Street, Nairobi
Contacts: 020 2724296, info@kwft.co.ke
4. Jamii Women SACCO
Jamii Women SACCO focuses on building strong community-based financial networks among women across Kenya's diverse regions. The SACCO emphasizes collective economic empowerment through group savings schemes, cooperative investments, and community development projects. Members participate in welfare programs providing support during emergencies, celebrations, and challenging life events. The SACCO offers educational loans for members' children, business startup capital, and agricultural financing for women farmers. Regular community forums facilitate knowledge sharing, business partnerships, and social support networks that strengthen women's economic and social standing.
SACCO Name: Jamii Women SACCO
Address: Thika Road, Nairobi
Contacts: 0722 345678, info@jamiiwomen.co.ke
5. Uwezo Women SACCO
Uwezo Women SACCO, meaning "capability" in Swahili, empowers women to realize their full economic potential through accessible financial services and capacity building. Based in Kisumu, the SACCO serves women across Western Kenya with particular focus on traders, farmers, and service providers. Members access quick loan approvals, flexible repayment schedules, and savings plans that accommodate seasonal income variations. The SACCO provides training in modern agricultural techniques, value addition, and market access for women farmers. Business incubation programs help women transform ideas into viable enterprises with ongoing mentorship and financial support.
SACCO Name: Uwezo Women SACCO
Address: Kisumu, Kenya
Contacts: 0733 456789, info@uwezowomen.co.ke
6. Tumaini Women SACCO
Tumaini Women SACCO brings hope ("tumaini" in Swahili) to women seeking financial independence and economic security. Operating from Nakuru, the SACCO serves the Rift Valley region with comprehensive financial products including development loans, emergency financing, and investment accounts. The SACCO has established partnerships with agricultural cooperatives, enabling women farmers to access inputs, equipment financing, and market linkages. Members benefit from insurance products, retirement planning services, and estate planning assistance. Regular financial wellness seminars equip women with skills for long-term wealth creation and financial stability.
SACCO Name: Tumaini Women SACCO
Address: Nakuru, Kenya
Contacts: 020 8765432, info@tumainiwomen.co.ke
7. Warembo Women SACCO
Warembo Women SACCO celebrates women's beauty industry entrepreneurs while providing financial services to women across all sectors. Based in Meru, the SACCO has particular strength in supporting women in beauty, fashion, and creative industries alongside traditional businesses. Members access equipment financing for salons, boutiques, and creative studios, plus working capital loans and business expansion funding. The SACCO organizes trade fairs, beauty expos, and networking events that create business opportunities for members. Financial products include savings accounts, business loans, personal development loans, and group lending schemes with competitive rates.
SACCO Name: Warembo Women SACCO
Address: Meru, Kenya
Contacts: 0711 234567, info@warembosacco.co.ke
8. Imani Women SACCO
Imani Women SACCO builds faith and confidence in women's economic capabilities through reliable financial services and empowerment programs. Serving the North Rift region from Eldoret, the SACCO provides agricultural financing, business loans, and asset acquisition support. Members benefit from dairy farming loans, crop financing, and equipment leasing programs. The SACCO emphasizes financial discipline through structured savings programs and wise borrowing practices. Educational programs cover topics like cooperative principles, investment opportunities, and sustainable business practices. The SACCO maintains strong financial performance with consistent dividend payments and member rebates.
SACCO Name: Imani Women SACCO
Address: Eldoret, Kenya
Contacts: 0720 987654, info@imaniwomen.co.ke
9. Neema Women SACCO
Neema Women SACCO extends grace and opportunity to women along the Kenyan coast, serving members in Mombasa and surrounding regions. The SACCO recognizes the unique economic environment of coastal communities and tailors products accordingly. Members access hospitality business loans, fishing industry financing, and tourism-related business support. The SACCO provides school fees loans, medical emergency funding, and welfare programs supporting members during difficult times. Digital banking platforms enable convenient transactions, while mobile money integration facilitates easy deposits and loan repayments. Financial literacy programs are conducted in multiple languages serving the diverse coastal population.
SACCO Name: Neema Women SACCO
Address: Mombasa, Kenya
Contacts: 041 2234567, info@neemawomen.co.ke
10. Upendo Women SACCO
Upendo Women SACCO demonstrates love and commitment to women's financial wellbeing through caring, personalized service delivery. Based in Machakos, the SACCO serves Eastern Kenya with focus on supporting women traders, farmers, and small business owners. Members enjoy quick loan processing, minimal paperwork, and understanding of women's economic realities. The SACCO offers table banking services, group lending, and individual loan products with flexible terms. Investment opportunities include shares in cooperative ventures, real estate projects, and agricultural enterprises. Member education programs emphasize financial planning, retirement preparation, and wealth creation strategies.
SACCO Name: Upendo Women SACCO
Address: Machakos, Kenya
Contacts: 0734 567890, info@upendowomen.co.ke
11. Amani Women SACCO
Amani Women SACCO promotes peace and stability in women's financial lives through secure savings platforms and reliable credit facilities. The SACCO serves diverse membership including professionals, entrepreneurs, and informal sector workers. Products include emergency loans with same-day approval, development loans for long-term projects, and savings accounts with competitive interest rates. The SACCO has pioneered online application systems, reducing barriers for busy women who cannot visit physical offices. Member welfare programs provide support during bereavements, medical emergencies, and family celebrations, fostering strong community bonds among members.
SACCO Name: Amani Women SACCO
Address: Nairobi, Kenya
Contacts: 020 5678901, info@amaniwomen.co.ke
12. Mama Mboga SACCO
Mama Mboga SACCO specifically targets vegetable traders and market vendors, addressing the unique financial needs of women in informal trade. The SACCO understands daily cash flow patterns and offers daily savings collection services at markets. Members access stock financing, stall construction loans, and equipment purchases for cold storage and transportation. The SACCO provides financial literacy training focused on separating business and personal finances, record keeping, and profit maximization. Group lending schemes enable women without traditional collateral to access credit through social guarantees. The SACCO has transformed many mama mbogas from street vendors to established businesswomen with permanent market stalls.
SACCO Name: Mama Mboga SACCO
Address: Nairobi CBD
Contacts: 0712 345678, info@mamambogasacco.co.ke
13. Dada Women SACCO
Dada Women SACCO embraces sisterhood and solidarity among women across Western Kenya. Operating from Kakamega, the SACCO serves members in agriculture, trade, and service sectors. The SACCO offers sugarcane farming loans, dairy farming financing, and poultry project support. Members benefit from harvest financing, enabling them to hold produce for better prices rather than distress selling. The SACCO provides school fees loans with extended repayment periods accommodating agricultural income cycles. Regular member meetings serve as networking platforms where women share business ideas, form partnerships, and support each other's ventures.
SACCO Name: Dada Women SACCO
Address: Kakamega, Kenya
Contacts: 0723 456789, info@dadawomen.co.ke
14. Uzalendo Women SACCO
Uzalendo Women SACCO demonstrates patriotic commitment to advancing women's economic status in Central Kenya. Based in Nyeri, the SACCO serves members engaged in coffee farming, tea production, and dairy farming alongside urban businesswomen. The SACCO provides agricultural input financing, equipment loans, and working capital for value-added agricultural enterprises. Members access mortgage products, land purchase loans, and construction financing for residential and commercial properties. The SACCO maintains strong partnerships with agricultural marketing boards, ensuring members get fair prices for produce. Investment education helps members diversify income sources beyond agriculture.
SACCO Name: Uzalendo Women SACCO
Address: Nyeri, Kenya
Contacts: 0745 678901, info@uzalendowomen.co.ke
15. Biashara Women SACCO
Biashara Women SACCO focuses exclusively on supporting women entrepreneurs and business owners across all sectors. Located in Industrial Area, Nairobi, the SACCO serves manufacturers, distributors, retailers, and service providers. Members access business expansion loans, equipment financing, and working capital facilities with competitive rates. The SACCO provides business mentorship connecting successful entrepreneurs with emerging businesswomen. Regular business clinics cover marketing, branding, financial management, and business growth strategies. The SACCO facilitates business-to-business networking enabling members to form supply chains, joint ventures, and collaborative projects.
SACCO Name: Biashara Women SACCO
Address: Industrial Area, Nairobi
Contacts: 020 4567890, info@biasharawomen.co.ke
16. Umoja Women SACCO
Umoja Women SACCO builds unity and collective strength among women in Trans Nzoia and surrounding counties. Operating from Kitale, the SACCO serves agricultural communities with maize farming loans, dairy financing, and horticultural project support. Members benefit from farm mechanization loans, enabling access to tractors and modern equipment. The SACCO provides storage facility financing, helping women preserve produce and sell during peak prices. Group savings schemes and cooperative farming projects strengthen community bonds while improving economic outcomes. Educational programs focus on sustainable farming, climate-smart agriculture, and financial management for farming families.
SACCO Name: Umoja Women SACCO
Address: Kitale, Kenya
Contacts: 0731 234567, info@umojawomen.co.ke
17. Tujenge Women SACCO
Tujenge Women SACCO, meaning "let us build," emphasizes construction, property ownership, and asset accumulation among women. Based in Naivasha, the SACCO provides specialized construction loans, land purchase financing, and property development support. Members access architectural consultation services, contractor referrals, and construction project management assistance. The SACCO offers bridging loans for property purchases, completion financing, and mortgage products with favorable terms. Investment opportunities include cooperative housing projects where members collectively develop residential estates. Financial planning services help members create realistic property ownership timelines and savings plans.
SACCO Name: Tujenge Women SACCO
Address: Naivasha, Kenya
Contacts: 0722 678901, info@tujengewomen.co.ke
18. Faulu Women SACCO
Faulu Women SACCO brings prosperity and success to women through comprehensive financial services and business development support. Located in Upper Hill, Nairobi, the SACCO serves professional women, entrepreneurs, and SME owners. Members access asset financing for vehicles, equipment, and technology infrastructure. The SACCO provides invoice discounting, contract financing, and trade credit facilities for women suppliers and contractors. Insurance products including medical cover, life insurance, and business insurance protect members from financial shocks. The SACCO has developed sophisticated mobile and online banking platforms enabling 24/7 account access and transactions.
SACCO Name: Faulu Women SACCO
Address: Upper Hill, Nairobi
Contacts: 020 3219876, info@fauluwomen.co.ke
19. Shujaa Women SACCO
Shujaa Women SACCO celebrates women heroes and champions female economic empowerment in Nyanza region. Operating from Kisii, the SACCO serves soapstone artisans, tea farmers, and urban traders. Members access craft business loans, tea farming financing, and market stall development funding. The SACCO has established marketing networks helping women artisans reach national and international markets. Export financing supports women producing goods for external markets. The SACCO provides financial literacy in local languages, ensuring all members understand products and make informed decisions. Welfare programs support members during emergencies, fostering strong social support networks.
SACCO Name: Shujaa Women SACCO
Address: Kisii, Kenya
Contacts: 0756 789012, info@shujaawomen.co.ke
20. Maendeleo Women SACCO
Maendeleo Women SACCO drives progress and development among women in Eastern Kenya. Based in Embu, the SACCO supports coffee farmers, macadamia growers, and business owners. Agricultural financing includes input loans, equipment purchases, and harvest financing. The SACCO provides value addition support, helping women process raw agricultural products into marketable goods. Members access cooperative marketing opportunities, ensuring better prices through collective bargaining. The SACCO offers savings plans for school fees, enabling parents to save gradually throughout the year. Investment education helps members build diverse income portfolios beyond single crop dependence.
SACCO Name: Maendeleo Women SACCO
Address: Embu, Kenya
Contacts: 0710 123456, info@maendeleowomen.co.ke
21. Jasiri Women SACCO
Jasiri Women SACCO embodies bravery and courage, supporting women in challenging economic environments. Serving northeastern Kenya from Garissa, the SACCO addresses unique needs of women in pastoralist and trade communities. Members access livestock financing, small business loans, and educational funding for children. The SACCO provides alternative lending models recognizing that traditional collateral requirements exclude many women. Mobile banking and agency banking bring services to remote areas where physical branches aren't viable. Financial literacy programs delivered through women's groups reach members who might not access formal training. The SACCO champions financial inclusion in underserved regions.
SACCO Name: Jasiri Women SACCO
Address: Garissa, Kenya
Contacts: 0724 890123, info@jasiriwomen.co.ke
22. Ushirika Women SACCO
Ushirika Women SACCO promotes cooperation and partnership among women across Kenya. Located on Ngong Road, Nairobi, the SACCO facilitates collaborative business ventures among members. Group investment schemes enable women to collectively purchase rental properties, commercial land, and business assets. The SACCO provides partnership financing where women form business partnerships with SACCO support. Members benefit from business matching services connecting those with complementary skills and resources. The SACCO emphasizes transparent governance, regular communication, and member participation in decision-making, embodying true cooperative principles.
SACCO Name: Ushirika Women SACCO
Address: Ngong Road, Nairobi
Contacts: 020 6789012, info@ushirikawomen.co.ke
23. Bidii Women SACCO
Bidii Women SACCO rewards diligence and hard work among women in Rift Valley's tea-growing regions. Based in Kericho, the SACCO serves tea farmers, factory workers, and businesswomen. Tea farming loans cover inputs, labor, and equipment needs. The SACCO provides factory employment loans helping women start value-addition enterprises. Members access education loans ensuring children complete school despite seasonal income variations. The SACCO has pioneered savings mobilization during tea harvesting seasons when income peaks. Financial planning assistance helps members manage cash flow through lean periods. Dividend payments and interest rebates reward member loyalty and consistent savings.
SACCO Name: Bidii Women SACCO
Address: Kericho, Kenya
Contacts: 0733 901234, info@bidiiwomen.co.ke
24. Rafiki Women SACCO
Rafiki Women SACCO builds friendship and mutual support among coastal women. Operating from Malindi, the SACCO serves tourism workers, fisherwomen, and traders. Members access hospitality business loans, fishing equipment financing, and market vendor support. The SACCO provides seasonal income management training, crucial for tourism-dependent businesses. Emergency loans help members weather low tourism seasons or fishing difficulties. The SACCO facilitates savings groups enabling women to pool resources for larger investments. Cultural sensitivity and multilingual services ensure all women feel welcome regardless of background. Community welfare programs strengthen bonds beyond financial transactions.
SACCO Name: Rafiki Women SACCO
Address: Malindi, Kenya
Contacts: 0711 567890, info@rafikiwomen.co.ke
25. Nguvu Women SACCO
Nguvu Women SACCO harnesses women's strength and determination to overcome economic challenges. Based in Narok, the SACCO serves Maasai women, traders, and farmers in pastoral communities. The SACCO recognizes traditional wealth systems while introducing modern financial services. Members access livestock improvement loans, beadwork business financing, and tourism enterprise support. The SACCO provides literacy programs alongside financial education, addressing educational barriers. Mobile money integration enables women in remote manyattas to save and access credit without traveling long distances. The SACCO champions women's land ownership and economic independence within cultural contexts, creating pathways for progressive change while respecting traditions.
SACCO Name: Nguvu Women SACCO
Address: Narok, Kenya
Contacts: 0745 234567, info@nguvuwomen.co.ke
