Kirinyaga List of Saccos, locations and contacts

Bingwa Sacco Society Ltd

Bingwa Sacco operates primarily in Kirinyaga County, serving tea growers and local communities with savings, loans, and financial services. Established to support agricultural stakeholders, it maintains a strong presence in Kerugoya with branches extending to areas like Kagumo Town and Gatwe Shopping Centre. The society is SASRA-licensed for deposit-taking activities as of 2025-2026.

• Company Name: Bingwa Sacco Society Ltd

• Address: P.O. Box 434-10300, Kerugoya; Tea Growers Complex Building, Kutus/Karatina Rd, Kerugoya Town, Kirinyaga County

• Contacts: Tel: 020-3577823, 060-2021278, 060-2021014; Cell: 0725-713-471, 0707-069-180; Email: [email protected], [email protected]; Website: www.bingwasacco.coop[2]

Fortune Sacco Society Ltd

Fortune Sacco focuses on community-based financial solutions in Kirinyaga, emphasizing accessible credit for small businesses and farmers. Its central location in Kerugoya facilitates easy access for members in the region's trading hub. Licensed under SASRA, it contributes to local economic stability through reliable deposit and loan products.

• Company Name: Fortune Sacco Society Ltd

• Address: P.O. Box 559-10300, Kerugoya; Fortune Plaza, Main Street, Kerugoya, Kirinyaga​

• Contacts: P.O. Box 559-10300, Kerugoya (additional phone/email details available via SASRA registry)​

Goodway Sacco Society Ltd

Goodway Sacco provides tailored financial services to Kirinyaga residents, particularly in back-street commercial areas for quick transactions. It supports micro-entrepreneurs and households with competitive savings rates and flexible loans. As a licensed entity, it adheres to national regulatory standards for member protection.​

• Company Name: Goodway Sacco Society Ltd

• Address: P.O. Box 662-10300, Kerugoya; Machere Plaza, Kerugoya Back Street, Kerugoya Town, Kirinyaga​

• Contacts: P.O. Box 662-10300, Kerugoya (contact SASRA or local directory for phones/emails)​

Lainisha Sacco Society Ltd

Lainisha Sacco stands out in Mwea Town, catering to rice farmers and agribusiness in Kirinyaga's irrigation belt. It offers specialized loans for farming inputs and equipment, alongside standard savings accounts. Recognized among top performers, it holds SASRA authorization for 2026 operations.

• Company Name: Lainisha Sacco Society Ltd

• Address: P.O. Box 272-10303, Wang’uru; Lainisha Sacco Building, Mwea Town, Kirinyaga

• Contacts: P.O. Box 272-10303, Wang’uru (verify latest via official SASRA list)​

Kirinyaga County hosts these SASRA-regulated Saccos, integral to the local economy driven by tea, rice, and trade. Bingwa leads with robust contacts and branches, ideal for tea growers needing reliable financing. Fortune and Goodway anchor Kerugoya's commercial core, supporting daily business loans amid the town's bustle. Lainisha thrives in Mwea, aligning with agricultural cycles for timely crop funding.

Members benefit from dividends, low-interest loans, and secure deposits, with all listed Saccos verified operational in 2025-2026. Expansion in digital banking enhances access, reducing reliance on physical visits. For instance, Bingwa's website enables online inquiries, streamlining services.

Choosing a Sacco involves checking asset bases and performance rankings from SASRA gazettes. Kirinyaga's options emphasize community ties, with branches like Bingwa's Kagumo outpost serving rural pockets. Goodway's back-street spot suits informal traders, while Lainisha's Mwea focus aids large-scale farmers.

Regulatory compliance ensures stability, as seen in the 176 deposit-taking Saccos nationwide, including Kirinyaga players. Users should visit branches or call for personalized rates, as contacts evolve. This lineup positions Kirinyaga as a cooperative finance hub in Central Kenya

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