| No. | SACCO Name | Contact | Address |
|---|---|---|---|
| 1 | Kenya National Police DT SACCO | +254 20 341 9421 | Jogoo House 'B', Harambee Avenue, Nairobi |
| 2 | Mwalimu National SACCO | +254 709 974 000 | Mwalimu SACCO Plaza, Kilimanjaro Road, Upper Hill, Nairobi |
| 3 | Stima SACCO | +254 703 027 000 | Stima Plaza, Kolobot Road, Parklands, Nairobi |
| 4 | Ukulima SACCO | +254 709 479 000 | NSSF Building, Block A, Eastern Wing, Bishops Road, Nairobi |
| 5 | Kenya Bankers SACCO | +254 20 221 0017 | International House, 11th Floor, Mama Ngina Street, Nairobi |
| 6 | Afya SACCO | +254 20 272 7917 | Posta House, Ground Floor, Kenyatta Avenue, Nairobi |
| 7 | Harambee SACCO | +254 709 170 000 | Harambee SACCO Plaza, Ngong Road, Nairobi |
| 8 | Hazina SACCO | +254 20 310 6000 | Treasury Building, Harambee Avenue, Nairobi |
| 9 | Imarisha SACCO | +254 20 317 6901 | Nation Centre, 7th Floor, Kimathi Street, Nairobi |
| 10 | Shirika SACCO | +254 20 221 5271 | Co-operative Bank House, Haile Selassie Avenue, Nairobi |
Kenya National Police DT SACCO
Kenya National Police DT SACCO serves members of the National Police Service and other disciplined forces in Kenya. Established to provide financial solutions tailored to the unique needs of law enforcement officers, the SACCO has grown to become one of the most stable financial cooperatives for government employees. Members benefit from competitive loan products including emergency loans, development loans, and salary advance facilities that recognize the irregular working hours and deployment patterns common in police work.
The SACCO offers savings accounts with attractive dividend rates, shares that appreciate annually, and a benevolent fund that provides support during bereavement and emergencies. Educational scholarships for members' children and insurance products specifically designed for security personnel are additional benefits. The SACCO has invested heavily in technology, allowing members to access services through mobile banking platforms and online portals, making it convenient for officers stationed in remote areas across the country.
Kenya National Police DT SACCO Address: Jogoo House 'B', Harambee Avenue, Nairobi Contact: +254 20 341 9421
Mwalimu National SACCO
Mwalimu National SACCO is the largest teachers' SACCO in Kenya, serving over 100,000 members from the education sector. Founded by teachers for teachers, it has evolved into a financial powerhouse offering comprehensive financial services. The SACCO provides various loan products including school fees loans, emergency loans, development loans, and mortgage facilities with repayment periods extending up to 20 years for land and property purchases.
Members enjoy competitive interest rates on deposits, with the SACCO consistently paying among the highest dividends in the cooperative sector. The organization has diversified its investment portfolio, owning prime real estate including the iconic Mwalimu SACCO Plaza. Additional member benefits include free life insurance cover, last expense cover, and access to discounted group insurance schemes. The SACCO operates multiple branches across Kenya and has embraced digital banking, offering M-Pesa integration and internet banking services.
Mwalimu National SACCO Address: Mwalimu SACCO Plaza, Kilimanjaro Road, Upper Hill, Nairobi Contact: +254 709 974 000
Stima SACCO
Stima SACCO was established to serve employees of Kenya Power and Lighting Company and the broader energy sector. The SACCO has distinguished itself through prudent financial management and member-focused services. It offers an array of loan products including instant loans processed within 24 hours, development loans, and refinancing options for members with existing loans from other institutions.
The SACCO's investment in real estate has yielded impressive returns, with ownership of Stima Plaza generating rental income that boosts member dividends. Stima SACCO provides competitive interest rates on deposits and loans, coupled with a loyalty bonus scheme that rewards long-serving members. The organization offers comprehensive insurance coverage including free life cover, hospitalization benefits, and education insurance for members' dependents. Digital platforms enable members to apply for loans, check balances, and make transactions remotely.
Stima SACCO Address: Stima Plaza, Kolobot Road, Parklands, Nairobi Contact: +254 703 027 000
Ukulima SACCO
Ukulima SACCO primarily serves employees in the agricultural sector, including those working for the Ministry of Agriculture and related government agencies. The SACCO has built a reputation for stability and member empowerment through tailored financial products. Loan offerings include agricultural development loans for farming projects, emergency loans, school fees loans, and mortgage facilities for land and home ownership.
The SACCO emphasizes financial literacy, regularly conducting training sessions to help members make informed investment decisions. Dividend payments are competitive, and the SACCO maintains a strong capital base that ensures sustainability. Members benefit from free life insurance coverage, access to affordable group medical insurance, and educational bursaries for dependents. The SACCO has modernized its operations with mobile and internet banking platforms that allow members to conduct transactions and access services conveniently.
Ukulima SACCO Address: NSSF Building, Block A, Eastern Wing, Bishops Road, Nairobi Contact: +254 709 479 000
Kenya Bankers SACCO
Kenya Bankers SACCO serves employees in Kenya's banking and financial services sector. Given the financial expertise of its membership base, the SACCO operates with exceptional professionalism and transparency. It offers premium loan products including asset financing, unsecured personal loans, mortgage facilities, and business loans for members seeking entrepreneurial ventures.
The SACCO's investment strategy is diversified across real estate, government securities, and equity markets, ensuring stable returns. Members enjoy some of the most competitive interest rates in the market, both on deposits and loans. Additional benefits include comprehensive insurance packages covering life, medical, and education needs. The SACCO has pioneered digital innovation in the cooperative sector, offering sophisticated online platforms and mobile applications that provide 24/7 access to services.
Kenya Bankers SACCO Address: International House, 11th Floor, Mama Ngina Street, Nairobi Contact: +254 20 221 0017
Afya SACCO
Afya SACCO was established to serve healthcare workers including doctors, nurses, clinical officers, and other medical professionals in public service. The SACCO understands the demanding nature of healthcare work and offers flexible financial solutions. Loan products include emergency loans with quick processing, development loans, education loans, and specialized medical equipment financing for members running private practices.
The SACCO provides competitive dividend rates and maintains strong financial reserves. Members receive complimentary life insurance coverage, access to medical insurance schemes at subsidized rates, and bereavement support through a welfare fund. Afya SACCO has invested in modern banking infrastructure, allowing members working irregular shifts to access services through mobile and internet platforms. The organization also offers financial counseling services to help members manage their finances effectively.
Afya SACCO Address: Posta House, Ground Floor, Kenyatta Avenue, Nairobi Contact: +254 20 272 7917
Harambee SACCO
Harambee SACCO serves civil servants across various government ministries and departments. As one of the oldest government employee SACCOs, it has established deep roots in Kenya's cooperative movement. The SACCO offers diverse loan products including instant loans, school fees loans, development loans, and mortgage facilities with flexible repayment terms extending up to 15 years.
Investment in commercial properties has strengthened the SACCO's financial position, with ownership of Harambee SACCO Plaza providing substantial rental income. Members benefit from attractive dividend payments, shares appreciation, and access to affordable credit facilities. The SACCO provides free life insurance cover, operates a benevolent fund for emergencies, and offers scholarships to members' children. Digital transformation initiatives have made services accessible through mobile applications and USSD platforms.
Harambee SACCO Address: Harambee SACCO Plaza, Ngong Road, Nairobi Contact: +254 709 170 000
Hazina SACCO
Hazina SACCO exclusively serves employees of the National Treasury and related government financial institutions. The SACCO leverages the financial acumen of its members to maintain exceptional governance standards. It offers comprehensive loan products including personal loans, development loans, emergency facilities, and mortgage options with competitive interest rates reflecting the SACCO's low-risk member base.
The SACCO's prudent investment strategy focuses on low-risk, high-return opportunities including government securities and real estate. Members enjoy superior dividend rates and interest rebates on loans. Additional benefits include life insurance coverage, medical insurance options, and education support programs. Hazina SACCO has implemented advanced technological solutions enabling members to access services remotely, apply for loans online, and receive instant notifications on account activities.
Hazina SACCO Address: Treasury Building, Harambee Avenue, Nairobi Contact: +254 20 310 6000
Imarisha SACCO
Imarisha SACCO serves employees across multiple government departments, particularly those in administrative and support roles. The SACCO emphasizes financial inclusion and member empowerment through accessible credit facilities. Loan products range from small emergency loans to substantial development loans for real estate investment, with flexible repayment schedules accommodating different income levels.
The SACCO maintains a diversified investment portfolio generating consistent returns that translate to competitive dividends for members. Free life insurance coverage, affordable medical insurance schemes, and educational support for members' families are key benefits. Imarisha SACCO has embraced technology, offering mobile banking services, online loan applications, and digital statements. Regular member education forums help promote financial literacy and responsible borrowing.
Imarisha SACCO Address: Nation Centre, 7th Floor, Kimathi Street, Nairobi Contact: +254 20 317 6901
Shirika SACCO
Shirika SACCO serves employees in the cooperative sector and related government departments overseeing cooperative development. The SACCO embodies cooperative principles of self-help and mutual assistance. It offers comprehensive loan facilities including normal loans, emergency loans, school fees financing, and mortgage products for land and property acquisition.
Members benefit from competitive dividend payments reflecting the SACCO's sound financial management. The organization provides life insurance coverage, operates a welfare fund supporting members during difficult times, and offers scholarships for academic excellence. Shirika SACCO has modernized its operations with digital platforms enabling remote access to services, mobile money integration, and online account management. The SACCO actively promotes cooperative values and financial discipline among its membership.
Shirika SACCO Address: Co-operative Bank House, Haile Selassie Avenue, Nairobi Contact: +254 20 221 5271
