Civil Servants SACCOs in Kenya

Civil Servants SACCOs in Kenya

No. SACCO Name Contacts Address
1 Kenya National Police SACCO Tel: 0709 171 000, Email: info@policesacco.co.ke Karuna Close, Karuna Road, Nairobi
2 Mwalimu National SACCO Tel: 0709 168 000, Email: info@mwalimusacco.com Mwalimu SACCO Plaza, Kenyatta Avenue, Nairobi
3 Stima SACCO Tel: 0709 170 000, Email: info@stimasacco.com Stima Plaza, Kolobot Road, Nairobi
4 Ukulima SACCO Tel: 0709 168 100, Email: info@ukulimasacco.com Ukulima Co-operative House, Haile Selassie Avenue, Nairobi
5 Afya SACCO Tel: 0709 171 100, Email: info@afyasacco.com Reinsurance Plaza, Kunduchi Close, Nairobi
6 Biashara SACCO Tel: 0709 168 200, Email: info@biasharasacco.co.ke Co-operative Bank House, Haile Selassie Avenue, Nairobi
7 Kenya Bankers SACCO Tel: 0709 168 300, Email: info@kenbankssacco.co.ke International House, Mama Ngina Street, Nairobi
8 Tower SACCO Tel: 0709 170 100, Email: info@towersacco.com Teleposta Towers, Kenyatta Avenue, Nairobi
9 Elimu SACCO Tel: 0709 168 400, Email: info@elimusacco.co.ke Elimu Plaza, Kijabe Street, Nairobi
10 Harambee SACCO Tel: 0709 168 500, Email: info@harambeesacco.com Harambee Plaza, Haile Selassie Avenue, Nairobi

Kenya National Police SACCO

Kenya National Police SACCO stands as one of the largest and most established savings and credit cooperative societies serving law enforcement officers in Kenya. Founded to provide financial solutions specifically tailored to police officers, prison wardens, and national security personnel, the SACCO has grown into a financial powerhouse with a membership base exceeding 55,000 members. The organization offers comprehensive financial products including development loans, emergency loans, school fees loans, and competitive savings accounts with attractive dividend rates.

Members benefit from accessible loan facilities with favorable interest rates and flexible repayment terms. The SACCO has invested heavily in technology, providing mobile banking services and online platforms that allow members to conduct transactions remotely. Beyond traditional banking services, Kenya National Police SACCO has ventured into real estate development, constructing residential properties for members at subsidized rates. The organization also provides financial literacy training to help members make informed financial decisions.

SACCO Name: Kenya National Police SACCO
Address: Karuna Close, Karuna Road, off Ngong Road, Nairobi
Contacts: Tel: 0709 171 000, Email: info@policesacco.co.ke, Website: www.policesacco.co.ke

Mwalimu National SACCO

Mwalimu National SACCO represents the financial interests of teachers across Kenya, making it one of the most significant SACCOs in the education sector. With a membership exceeding 90,000 teachers, it ranks among the top three largest SACCOs in the country. The SACCO was established to address the unique financial needs of educators, offering products designed around the teaching profession's salary structures and employment patterns.

The organization provides diverse loan products including personal development loans, asset financing, home improvement loans, and emergency funding. Mwalimu SACCO has distinguished itself through aggressive investment in member wealth creation, including real estate projects in prime locations across Kenya. The SACCO operates a robust dividend payment system, consistently rewarding members with competitive returns on their savings. Additionally, it has established partnerships with various institutions to provide members with discounted services ranging from healthcare to insurance products.

SACCO Name: Mwalimu National SACCO
Address: Mwalimu SACCO Plaza, Kenyatta Avenue, Nairobi
Contacts: Tel: 0709 168 000, Email: info@mwalimusacco.com, Website: www.mwalimusacco.com

Stima SACCO

Stima SACCO serves employees within the energy sector, primarily those working with Kenya Power and related energy companies. Established in 1974, it has evolved into a sophisticated financial institution with assets worth billions of shillings. The SACCO caters specifically to the needs of electrical engineers, technicians, and administrative staff within the power sector, offering tailored financial solutions that accommodate the unique employment conditions of energy sector workers.

Members access various loan facilities including development loans of up to Ksh 10 million, motor vehicle loans, and education loans for dependents. Stima SACCO has invested strategically in commercial real estate and government securities, ensuring stable returns for members. The organization operates several branches countrywide, making services accessible to members stationed in different regions. Digital banking platforms enable seamless transactions, while financial advisory services help members plan for retirement and long-term financial security.

SACCO Name: Stima SACCO
Address: Stima Plaza, Kolobot Road, Parklands, Nairobi
Contacts: Tel: 0709 170 000, Email: info@stimasacco.com, Website: www.stimasacco.com

Ukulima SACCO

Ukulima SACCO primarily serves civil servants working in the agricultural sector, including employees from the Ministry of Agriculture and related departments. Founded in 1997, it has expanded to accommodate a broad membership base interested in agricultural development and rural economic empowerment. The SACCO emphasizes agricultural financing, supporting members in farming ventures and agribusiness initiatives.

Financial products include farm development loans, livestock financing, irrigation equipment loans, and greenhouse farming support. Ukulima SACCO has pioneered value chain financing, helping members access markets for agricultural produce while providing credit for farming inputs. The organization also offers traditional SACCO services such as school fees loans, emergency loans, and normal development loans. Through strategic partnerships with agricultural input suppliers, members receive discounts on fertilizers, seeds, and farming equipment.

SACCO Name: Ukulima SACCO
Address: Ukulima Co-operative House, Haile Selassie Avenue, Nairobi
Contacts: Tel: 0709 168 100, Email: info@ukulimasacco.com, Website: www.ukulimasacco.com

Afya SACCO

Afya SACCO exclusively serves healthcare workers including doctors, nurses, clinical officers, and administrative staff within Kenya's health sector. Recognizing the demanding nature of medical professions, the SACCO provides financial solutions designed around healthcare workers' schedules and income patterns. With membership drawn from both public and private healthcare institutions, Afya SACCO has positioned itself as the financial partner of choice for medical professionals.

The SACCO offers specialized loan products including medical equipment financing for practitioners establishing private clinics, continuing education loans for professional development, and housing loans with extended repayment periods. Emergency loan facilities ensure healthcare workers can access quick funding during urgent situations. Afya SACCO has invested in medical insurance partnerships, providing members with comprehensive health coverage at preferential rates. The organization also supports members through financial wellness programs and retirement planning seminars.

SACCO Name: Afya SACCO
Address: Reinsurance Plaza, Kunduchi Close, off Aga Khan Walk, Nairobi
Contacts: Tel: 0709 171 100, Email: info@afyasacco.com, Website: www.afyasacco.com

Biashara SACCO

Biashara SACCO caters to civil servants engaged in commercial and trade-related government departments. The SACCO has carved a niche in supporting entrepreneurial activities among its members, encouraging business development alongside regular employment. This dual focus makes it attractive to civil servants seeking to diversify their income sources through business ventures.

Members access business startup loans, stock financing, commercial property development loans, and working capital facilities. Biashara SACCO provides business mentorship programs, connecting experienced entrepreneurs with members starting new ventures. The organization has established a microfinance arm that extends smaller loans for petty trading and small-scale business activities. Investment products include fixed deposit accounts with competitive interest rates and share capital growth opportunities that appreciate member wealth over time.

SACCO Name: Biashara SACCO
Address: Co-operative Bank House, Haile Selassie Avenue, Nairobi
Contacts: Tel: 0709 168 200, Email: info@biasharasacco.co.ke, Website: www.biasharasacco.co.ke

Kenya Bankers SACCO

Kenya Bankers SACCO serves employees within Kenya's banking sector, including staff from commercial banks, microfinance institutions, and financial service providers. Given the financial literacy levels within its membership, the SACCO operates with sophisticated products and investment strategies. Members include bank tellers, credit officers, branch managers, and senior banking executives, creating a financially savvy membership base.

The SACCO offers premium loan products with competitive interest rates, leveraging members' stable employment in the banking sector. Investment portfolios include government bonds, treasury bills, and strategic equity holdings in listed companies. Kenya Bankers SACCO provides pension and retirement planning services, helping members transition smoothly from active employment to retirement. Digital platforms offer advanced features including online loan applications, virtual account statements, and automated dividend calculations.

SACCO Name: Kenya Bankers SACCO
Address: International House, Mama Ngina Street, Nairobi
Contacts: Tel: 0709 168 300, Email: info@kenbankssacco.co.ke, Website: www.kenbankssacco.co.ke

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